161 Sr, Richland, IN 47634 Property Records

Spencer County property record for 161 Sr, Richland, IN 47634

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$209,500 (Jul 2022)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`74-12-23-300-022.000-016`

Property Details

APN / Parcel Number

Primary APN	`74-12-23-300-022.000-016`
Alternative APNs	`08000469000000` `00001014906`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001014906
Street Address	161 SR
City	RICHLAND
State	IN
Zip	47634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SW SW 23 6 R7 1.A
Jurisdiction	SPENCER IN
Township / Civil Division	LUCE
Census Block Group	2
Census Block	2058
Census Tract	952900

Owner

161 Sr is owned and occupied by an individual who bought it in July 2022.

Source: Spencer County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6029 N STATE ROAD 161, RICHLAND, IN 47634-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HERITAGE FCU
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Deed Document Number	20222536
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jul 19, 2022
Property Address	SR 161, RICHLAND, IN 47634
Document Number	2022R02536
Instrument Date	Nov 10, 2021
Instrument	2022R-02536
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6029 N STATE ROAD 161, RICHLAND, IN 47634-9307

Mortgage

Document Number	2022R02537
Date	Jul 19, 2022
Instrument	2022R-02537

Lender

Name	HERITAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	SR 161, RICHLAND, IN 47634
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R-02358
Date	Aug 11, 2017
Instrument	2017R-02358

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	EVANSVILLE, IN 47706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 161 Sr was $1,597 with a homeowner's exemption, down 5.4% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Luce Township
Unified School District	South Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (-5.45%) Homeowner's exemption	$220,500 Land $7,300 Building $213,200	$220,500 Land $7,300 Building $213,200
2024	$1,689.00
2023		$189,900 (+43%) Land $7,300 Building $182,600	$189,900 (+43%) Land $7,300 Building $182,600
2022	$730.00	$132,800 Land $7,300 Building $125,500	$132,800 Land $7,300 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Sr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 161 Sr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
River City Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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