Santa Cruz County property record for 161 Spreading Oak Dr, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,660 sqft · built 1978 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,000 (May 2012) |
| Tax Bill | $10,530 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-531-09 |
| Primary APN | 067-531-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 19,820 sqft (0.455 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 583 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 827 sqft |
| Patio Area | 827 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 161 SPREADING OAK DR |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Subdivision | HIDDEN GLEN TR 598 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 120800 |
161 Spreading Oak Dr is owned and occupied by two individuals who bought it in May 2012.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 SPREADING OAK DR, SCOTTS VALLEY, CA 95066-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2012 · Amount on File |
| Deed Sale | May 11, 2012 · Amount on File |
| Prior Sale | Dec 2, 2003 · Amount on File |
| Deed Document Number | 201222860 |
| Prior Transfer Date | Mar 26, 1994 |
| Prior Transfer Doc | 0000026766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 161 SPREADING OAK DR, SCOTTS VALLEY, CA 95066-4604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 161 SPREADING OAK DR, SCOTTS VALLEY, CA 95066-4604 |
| Document Number | 0000047967 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0047967 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 22, 2017 |
| Property Address | 161 SPREADING OAK DR, SCOTTS VALLEY, CA 95066-4604 |
| Document Number | 0000039457 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 39457 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 161 SPREADING OAK DR SCOTTS VALLEY CA 950664604, SCOTTS VALLEY, CA 95066-4604 |
The 2025 property tax bill for 161 Spreading Oak Dr was $10,530 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,324 (+2%) Land $550,394 Building $366,930 | ||
| 2025 | $10,530.00 Homeowner's exemption | $899,337 Land $539,602 Building $359,735 | |
| 2023 | $9,853.00 (+1.64%) Homeowner's exemption | $864,415 Land $518,649 Building $345,766 | $1,467,450 |
| 2022 | $9,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Spreading Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Spreading Oak Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures