161 Split Oak Ln, Linwood, NC 27299 Property Records

Davidson County property record for 161 Split Oak Ln, Linwood, NC 27299

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 2002
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Jul 2010)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-010-E-000-0010`

Property Details

APN / Parcel Number

Primary APN	`04-010-E-000-0010`
Alternative APN	`9104397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Total Area
1st Floor Area	1,383 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Mixed
Garage Area	1,340 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9104397
Street Address	161 SPLIT OAK LN
City	LINWOOD
State	NC
Zip	27299-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	PB34-11 L10 BK1980-777 STALEY ACRES
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3017
Census Tract	61703

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 SPLIT OAK LN, LINWOOD, NC 27299-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2010 · Amount on Record
Deed Sale	Jul 16, 2010 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Document Number	201013882
Deed Book / Page	1980 / 777
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	161 SPLIT OAK LN, LINWOOD, NC 27299-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NONE AVAIABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022570780
Date	Feb 15, 2017
Book Page	2257/0780
Instrument	2017000003388

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	161 SPLIT OAK LN, LINWOOD, NC 27299-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023730877
Date	Sep 10, 2019
Book Page	2373/0877
Instrument	2019000018419

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (-1.53%)	$165,450 (-)	$165,450 (-) Land $24,000 Building $141,450
2023	$1,046.00	$165,450	$165,450 Land $24,000 Building $141,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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