161 Spencer Rd, Grenada, MS 38901 Property Records

Grenada County property record for 161 Spencer Rd, Grenada, MS 38901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,092 sqft · built 1993
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$180,300 (May 2020)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092 10 042.07`

Property Details

APN / Parcel Number

Primary APN	`092 10 042.07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,092 sqft Adjusted Area
1st Floor Area	2,735 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	161 SPENCER RD
City	GRENADA
State	MS
Zip	38901-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SE1/4 092. -10-042.07
Legal Range	04
Legal Township	22
Legal Section	10
Jurisdiction	GRENADA MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	950202

Owner

Source: Grenada County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 SPENCER RD, GRENADA, MS 38901-8476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 15, 2020	Warranty Deed, Transfer
Nov 27, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Book / Page	2020 / 1361
Prior Transfer Date	Feb 1, 2005
Prior Transfer Doc	329/686
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRENADA MS
Property Address	161 SPENCER RD, GRENADA, MS 38901-8476
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COMMERCE ST 109, 109, GRENADA, MS 38901-5155

Mortgage

Document Number	02020/4118
Date	May 15, 2020
Book Page	2020/4118

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRENADA MS
Recording Date	May 15, 2020
Property Address	161 SPENCER RD, GRENADA, MS 38901-8476
Document Number	02020/1361
Book / Page	2020 / 1361
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23025 HIGHWAY 8 E, GRENADA, MS 38901-8437

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	161 SPENCER RD, GRENADA, MS 38901-8476

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRENADA MS
Recording Date	Nov 27, 2019
Property Address	161 SPENCER RD, GRENADA, MS 38901-8476
Document Number	02019/3729
Book / Page	2019 / 3729
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23025 HIGHWAY 8 E, GRENADA, MS 38901-8437

Tax Assessment & Valuation

Source: Grenada County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Grenada County
Municipality	Grenada City
Unified School District	Grenada School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+18.9%)	$19,151 (+24.21%) Land $1,414 Building $17,737	$191,511 (+24.21%) Land $14,140 Building $177,371
2024	$1,254.00
2023		$15,418 Land $1,414 Building $14,004	$154,178 Land $14,140 Building $140,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2005–2014)
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOR HOUSE W/A #1 public/private · serves 2,806 people · EPA ID MS0220008
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	GRENADA-BOGUE BASIN/HOLCOMB
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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