161 Smith St, Middletown, CT 06457 Property Records

Middletown City property record for 161 Smith St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1958
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Sep 2018)
Tax Bill	$5,455 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:06 L:0039`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:06 L:0039`
Alternative APN	`R08716`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R08716
Street Address	161 SMITH ST
City	MIDDLETOWN
State	CT
Zip	06457-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	39
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3000
Census Tract	541401

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 SMITH ST, MIDDLETOWN, CT 06457-1740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE
Apr 10, 2018	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20183422690003
Deed Book / Page	1928 / 970
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	161 SMITH ST, MIDDLETOWN, CT 06457-1740
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140-40
Date	Jan 8, 2026
Book Page	2140/40

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 21, 2018
Property Address	161 SMITH ST, MIDDLETOWN, CT 06457-1740
Document Number	1928-970
Book / Page	1928 / 970
Instrument	3422690003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	19280973
Date	Sep 21, 2018
Instrument	01928/0973

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

April 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Apr 10, 2018
Property Address	161 SMITH ST, MIDDLETOWN, CT 06457-1740
Document Number	1917-606
Book / Page	001917 / 000606
Instrument Date	Jul 3, 2017
Instrument	339196
Transaction Type	Foreclosure
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,455.00 (+5.03%)	$154,170 (-) Land $63,760 Building $90,410	$336,945 (+212.22%)
2025		$154,170 (-) Land $63,760 Building $90,410	$107,919 Land $44,632 Building $63,287
2024	$5,194.00 (+5.48%)	$154,170 (-) Land $63,760 Building $90,410
2023	$4,924.00 (+22.43%)	$154,170 (+43.8%) Land $63,760 Building $90,410
2022	$4,022.00	$107,210 Land $40,270 Building $66,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, T-Mobile.

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