161 Skyleaf Dr, #E-21, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 161 Skyleaf Dr, #E-21, Sugar Mountain, NC 28604

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 880 sqft · built 1980
Lot Size	1.86 acres (81,135 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (May 2023)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1857-10-46-4553-00021`

Property Details

APN / Parcel Number

Primary APN	`1857-10-46-4553-00021`
Alternative APNs	`79819` `77632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	22 Units
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	91 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,135 sqft (1.86 acres)
View / Lot	Corner
Deck Area	91 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	79819
Street Address	161 SKYLEAF DR, E-21
City	SUGAR MOUNTAIN
State	NC
Zip	28604-6844
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	R3
Legal Description	SM SKY LEAF E-21 PLAT 12-9
Legal Subdivision	SM SKY LEAF
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

161 Skyleaf Dr, #E-21 is owned by an individual who bought it in May 2023.

Source: Avery County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2012 ERNESTO LN, RALEIGH, NC 27603-9490
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2022	Intrafamily Transfer, Transfer
Jun 8, 2021	Warranty Deed, Transfer
Jul 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Deed Document Number	20232209
Deed Book / Page	589 / 137
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000002532
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	161 SKYLEAF DR # E-21, E-21, SUGAR MOUNTAIN, NC 28604-6844
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 ERNESTO LN, RALEIGH, NC 27603-9490

Mortgage

Document Number	0000003029
Date	Jul 19, 2023
Book Page	590/1272
Instrument	2023003029

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	May 26, 2023
Property Address	161 SKYLEAF DR # E-21, E-21, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0000002209
Book / Page	589 / 137
Map Reference	MB 114 PG 846
Instrument Date	May 17, 2023
Instrument	2023002209
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SKYLEAF DRIVE, RALEIGH, NC 27603

Mortgage

Document Number	0000589112
Date	May 26, 2023
Instrument	589/112

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2022
Property Address	161 SKYLEAF DR # E-21, E-21, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0000002532
Book / Page	576 / 1382
Map Reference	MB 106 PG 1059
Instrument Date	Apr 12, 2022
Instrument	2022002532
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4336 BARRINGTON OAKS CT, CLEMMONS, NC 27012-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4336 BARRINGTON OAKS CT, CLEMMONS, NC 27012-9661

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jun 8, 2021
Property Address	161 SKYLEAF DR # E-21, E-21, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0000003293
Book / Page	561 / 909
Instrument Date	May 27, 2021
Instrument	2021003293
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4336 BARRINGTON OAKS CT, CLEMMONS, NC 27012-9661

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Jul 8, 2020
Property Address	161 SKYLEAF DR UNIT E-21, E-21, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0005450783
Book / Page	000545 / 000783
Instrument Date	Jun 25, 2020
Instrument	3132
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3492 BILLINGS ST MOUNT PLEASANT SC 294666885, MOUNT PLEASANT, SC 29466-6885

Tax Assessment & Valuation

The 2025 property tax bill for 161 Skyleaf Dr, #E-21 was $1,332, up 70.1% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (+70.11%)	$195,900 Building $195,900	$195,900 Building $195,900
2024	$783.00
2023	$783.00	$195,900 Building $195,900	$195,900 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Skyleaf Dr, #E-21 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Skyleaf Dr, #E-21 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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