161 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 161 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,200 sqft · built 1935
Lot Size	1.36 acres (59,223 sqft)
Owner	Individual Name on Record
Tax Bill	$3,766 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`WEST M:140 B:22`

Property Details

APN / Parcel Number

Primary APN	`WEST M:140 B:22`
Alternative APNs	`M:140 B:22 L` `19247171`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	6,132 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,223 sqft (1.36 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19247171
Street Address	161 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	22
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1006
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CEDRIC RD, PITTSBURG, NH 03592-5300
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Oct 6, 2017	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	161 SHORE RD, WESTERLY, RI 02891-3614
Document Number	2019-9622
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SHORE RD WESTERLY RI 028913614, WESTERLY, RI 02891-3614

Mortgage

Document Number	2019-9622
Date	Jun 18, 2019
Book Page	002019/009622
Instrument	2482

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 6, 2017
Property Address	161 SHORE RD, WESTERLY, RI 02891-3614
Document Number	2017-7879
Book / Page	002017 / 017879
Instrument Date	May 1, 2017
Instrument	4421
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 MISQUAMICUT HILLS RD WESTERLY RI 028914107, WESTERLY, RI 02891-4107

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+6.56%)	$529,700 (+44.18%) Land $251,300 Building $278,400	$732,012
2023	$3,534.00 (+0.63%)	$367,400 (-) Land $185,000 Building $182,400
2022	$3,512.00	$367,400 Land $185,000 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Rd

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