161 Shannon Rd, Cotopaxi, CO 81223 Property Records

Fremont County property record for 161 Shannon Rd, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,328 sqft · built 1997
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R038938`

Property Details

APN / Parcel Number

Primary APN	`R038938`
Alternative APN	`99924479`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	4,146 sqft
1st Floor Area	2,328 sqft
Upper Floors Area	510 sqft
Basement Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	207,781 sqft (4.77 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Patio Area	600 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R038938
Street Address	161 SHANNON RD
City	COTOPAXI
State	CO
Zip	81223-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MCCURRY, HEINAN & DUMAS LLA REF FROM 997-04-628/780-79-015 & 780-04-211 CONTIG TO 780-02-020 ESMT RECP#1018244
Legal Subdivision	MCCURHEINAN&DUMASLLA
Legal Lot Number	3
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	3
Census Block	3186
Census Tract	979001

Owner

161 Shannon Rd, a single family home, is owned by two individuals.

Source: Fremont County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7279, GOLDEN, CO 80403-0122
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Personal Representative Deed, Transfer · VA Mortgage NBH BANK NA
Jun 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREMONT CO
Recording Date	Mar 2, 2026
Property Address	161 SHANNON RD, COTOPAXI, CO 81223-9601
Document Number	0001053461
Instrument Date	Feb 25, 2026
Instrument	1053461
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7279, GOLDEN, CO 80403-0122

Mortgage

Document Number	0001053462
Date	Mar 2, 2026
Instrument	1053462

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	161 SHANNON RD, COTOPAXI, CO 81223-9601
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SHANNON RD, COTOPAXI, CO 81223-9601

Mortgage

Document Number	0001028145
Date	Jun 19, 2023
Instrument	1028145

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	756 Months
Due	Jun 22, 2086

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	161 SHANNON RD, COTOPAXI, CO 81223-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000982401
Date	Feb 3, 2020
Instrument	982401

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	161 SHANNON RD, COTOPAXI, CO 81223-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000993089
Date	Nov 12, 2020
Instrument	993089

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 161 Shannon Rd was $2,903, up 24.4% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+24.43%)	$55,290 (-11.71%)	$884,638
2024	$2,333.00 (-1.77%)	$62,624 (+33.37%)
2023	$2,375.00 (+13.42%)	$46,954 (+7.26%)	$934,679 (+48.39%)
2022	$2,094.00	$43,776	$629,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 Shannon Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Shannon Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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