Dare County property record for 161 Schooner Ridge Dr E, Duck, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 3,072 sqft · built 1994 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,048 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 986909055648 |
| Primary APN | 986909055648 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 986909055648 |
|---|---|
| Old Parcel Number | 98690955648 |
| Street Address | 161 SCHOONER RIDGE DR E |
| City | DUCK |
| State | NC |
| Zip | 27949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 47 BLK: SEC: 2 PL: F SL: 317 |
| Legal Subdivision | SCHOONER RIDGE |
| Legal Phase | II |
| Legal Lot Number | 47 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
Source: Dare County records · APN 986909055648
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3848 PHILIP LUDWELL, WILLIAMSBURG, VA 23188-1329 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 03, 2023 | Warranty Deed, Transfer |
| Feb 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Apr 18, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2023 |
| Deed Sale | Mar 03, 2023 |
| Prior Sale | Feb 04, 2022 · Amount on Record |
| Deed Document Number | 0002668919 |
| Deed Book / Page | 2668 / 919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 03, 2023 |
| Property Address | 161 SCHOONER RIDGE DR E, DUCK, NC 27949 |
| Document Number | 002668/919 |
| Book / Page | 2668 / 919 |
| Map Reference | CAB F-1 SL 317 |
| Instrument Date | Feb 26, 2023 |
| Instrument | 700127273 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9222 HIDDEN CREEK DR, GREAT FALLS, VA 22066-2212 |
| Name | Verified Name |
|---|---|
| Address | 3848 PHILIP LUDWELL, WILLIAMSBURG, VA 23188-1329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 04, 2022 |
| Property Address | 161 SCHOONER RIDGE DR E, DUCK, NC 27949 |
| Document Number | 002589/281 |
| Book / Page | 2589 / 281 |
| Map Reference | CAB F-1 SL 317 |
| Instrument Date | Feb 04, 2022 |
| Instrument | 700112965 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6460 CORALBERRY CT, 6460, NIWOT, CO 80503-7154 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9222 HIDDEN CREEK DR, GREAT FALLS, VA 22066-2212 |
| Document Number | 0700112966 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 700112966 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 18, 2019 |
| Property Address | 161 SCHOONER RIDGE DR E, DUCK, NC 27949 |
| Document Number | 2295/637 |
| Book / Page | 2295 / 637 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 700063713 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 SPRUCE ST, BOULDER, CO 80302-4217 |
| Document Number | 002295/639 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 2295/639 |
| Instrument | 700063714 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,048.00 (+26.93%) | $2,240,700 (+75.64%) Land $1,531,800 Building $708,900 | |
| 2023 | $7,916.00 | $1,275,748 Land $793,500 Building $482,248 | |
| 2020 | $2,240,700 Land $1,531,800 Building $708,900 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 366 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DARE COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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