161 Sands Pl, Oceanside, CA 92054 Property Records

San Diego County property record for 161 Sands Pl, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1963
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Dec 2006)
Tax Bill	$5,816 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`160-090-02-00`

Property Details

APN / Parcel Number

Primary APN	`160-090-02-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,162 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	9,400 sqft (0.216 acres)

Location & Zoning

Street Address	161 SANDS PL
City	OCEANSIDE
State	CA
Zip	92054-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 245 TR 004901
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004901
Legal Block	2
Legal Lot Number	245
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18510

Owner

Source: San Diego County records · APN 160-090-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	161 SANDS PL, OCEANSIDE, CA 92054-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2006 · Amount on Record
Deed Sale	Dec 22, 2006 · Amount on Record
Prior Sale	Feb 20, 1992 · Amount on Record
Deed Document Number	2006909358
Last Transfer Date	Jul 09, 2018
Transfer Doc	0000286129
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	161 SANDS PL, OCEANSIDE, CA 92054-3819
Transaction Type	Mortgage
Record Updated	Oct 08, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SANDS PL, OCEANSIDE, CA 92054-3819

Mortgage

Document Number	0000687762
Date	Sep 30, 2021
Instrument	2021-0687762

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	161 SANDS PL, OCEANSIDE, CA 92054-3819
Transaction Type	Mortgage
Record Updated	Jun 09, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SANDS PL, OCEANSIDE, CA 92054-3819

Mortgage

Document Number	0000402497
Date	May 28, 2021
Instrument	2021-0402497

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	161 SANDS PL, OCEANSIDE, CA 92054-3819
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365925
Date	Aug 27, 2019
Instrument	2019-0365925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2018
Property Address	161 SANDS PL, OCEANSIDE, CA 92054-3819
Document Number	0000286129
Instrument Date	Jul 09, 2018
Instrument	286129
Transaction Type	Transfer
Record Updated	Aug 03, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 SANDS PL OCEANSIDE CA 920543819, OCEANSIDE, CA 92054-3819

Mortgage

Document Number	286130
Date	Jul 13, 2018
Instrument	286130

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 95063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$526,096 (+2%) Land $368,952 Building $157,144
2025	$5,816.00 (+5.19%)	$515,781 (+4.04%) Land $361,718 Building $154,063
2023	$5,529.00 (+1.52%)	$495,755 Land $347,673 Building $148,082
2022	$5,446.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A99 federal flood protection under construction
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005, rainfall accumulation, Severe Storms, Flooding, Debris Flows, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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