Sacramento County property record for 161 Saddle Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1987 |
| Lot Size | 0.191 acres (8,333 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $166,000 (Sep 2001) |
| Tax Bill | $3,708 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0360-035-0000 |
| Primary APN | 148-0360-035-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 1,171 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,333 sqft (0.191 acres) |
| Garage Area | 1,167 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 161 SADDLE CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | REYNOLDS RANCH 01, LOT 18 |
| Legal Subdivision | REYNOLDS RANCH 01 |
| Legal Lot Number | 18 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-0360-035-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7175 E REALTY RD, LODI, CA 95240-9506 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Aug 01, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 01, 2023 | Intrafamily Transfer, Transfer |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Oct 03, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on Record |
| Deed Sale | Sep 20, 2001 · Amount on Record |
| Deed Book / Page | 20010920 / 1759 |
| Last Transfer Date | Jul 26, 2023 |
| Transfer Doc | 2023000964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 0000001379 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 202103291379 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 0000001916 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021123001916 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 01, 2023 |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 0000000964 |
| Map Reference | MB 162 MAP 1 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 202308010964 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 01, 2023 |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 0000000965 |
| Map Reference | MB 162 MAP 1 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 202308010965 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 3290000001379 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 20210329/1379 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 1907080071 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 161 SADDLE CT GALT CA 956321863, GALT, CA 95632-1863 |
| Document Number | 1907080071 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 1907080071 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 07, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 03, 2018 |
| Property Address | 161 SADDLE CT, GALT, CA 95632-1863 |
| Document Number | 1810030061 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 1810030061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 161 SADDLE CT GALT CA 956321863, GALT, CA 95632-1863 |
| Document Number | 1810030062 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 1810030062 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $336,090 (+2%) Land $88,130 Building $247,960 | |
| 2025 | $3,708.00 (+4.07%) | $329,501 (+4.04%) Land $86,402 Building $243,099 |
| 2024 | $3,563.00 (-0.06%) | |
| 2023 | $3,565.00 (+4.21%) | $316,708 Land $83,048 Building $233,660 |
| 2022 | $3,421.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 509 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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