161 S Main St, Sparta, NC 28675 Property Records

Alleghany County property record for 161 S Main St, Sparta, NC 28675

Property Summary

Property Type	Warehouse, Storage
Details	4 bd · 1.5 ba · 1,748 sqft · built 1926
Lot Size	1.82 acres (79,279 sqft)
Owner	Company Name on Record
Tax Bill	$831 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3070796243`

Property Details

APN / Parcel Number

Primary APN	`3070796243`
Alternative APNs	`3070797219` `71724`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	1,012 sqft
Utility Area	28 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Other
Foundation Type	Raised
Lot Area	79,279 sqft (1.82 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Patio Area	12 sqft
Balcony Area	52 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	71724
Street Address	161 S MAIN ST
City	SPARTA
State	NC
Zip	28675-9635
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	3
Census Block	3003
Census Tract	950200

Owner

Source: Alleghany County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 303, SPARTA, NC 28675-0303
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2016
Transfer Doc	382/1298
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Recording Date	May 4, 2026
Property Address	161 S MAIN ST, SPARTA, NC 28675-9635
Document Number	0000003496
Book / Page	455 / 1317
Instrument Date	Apr 27, 2026
Instrument	20263496
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003496,
Date	May 4, 2026
Book Page	455/1317
Instrument	20263496

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	161 S MAIN ST, SPARTA, NC 28675-9635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	414/1289
Date	Jan 15, 2021
Book Page	414/1289
Instrument	93

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	161 S MAIN ST, SPARTA, NC 28675-9635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406/977
Date	Mar 31, 2020
Book Page	406/977
Instrument	587

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$831.00 (+20.61%)	$115,400 (+22.38%) Land $44,200 Building $71,200
2025	$689.00	$94,300 (-) Land $23,100 Building $71,200	$94,300 (-) Land $23,100 Building $71,200
2023		$94,300 Land $23,100 Building $71,200	$94,300 (-18.28%) Land $23,100 Building $71,200
2021			$115,400 Land $44,200 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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