161 Ryno Rd, Coloma, MI 49038 Property Records

Berrien County property record for 161 Ryno Rd, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1940
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Oct 2019)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-0029-0024-06-1`

Property Details

APN / Parcel Number

Primary APN	`60-0029-0024-06-1`
Alternative APN	`11-60-0029-0024-06-1`

Interior

Full Baths	1 Bath
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	177 ft deep x 91 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	161 RYNO RD
City	COLOMA
State	MI
Zip	49038-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1571' W OF E1/4 PST SEC 29 T3S R17W TH N1DEG16'30''E (REC AS N1DEG26'W) 177.41' TO SLY R/W OLD INTER- URBAN RR TH SWLY ON SD R/W TO E & W1/4 LN TH E 137' TO POB
Legal Range	17W
Legal Township	03S
Legal Section	29
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	4
Census Block	4017
Census Tract	10201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	161 RYNO RD, COLOMA, MI 49038-9720
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Oct 8, 2019	Warranty Deed, Transfer · FHA Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Aug 17, 1989 · Amount on Record
Deed Book / Page	3252 / 1035
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	161 RYNO RD, COLOMA, MI 49038-9720
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RYNO RD, COLOMA, MI 49038-9720

Mortgage

Document Number	03461/2309
Date	Oct 6, 2025
Book Page	3461/2309
Instrument	2025443274

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 8, 2019
Property Address	161 RYNO RD, COLOMA, MI 49038-9720
Document Number	03252/1035
Book / Page	3252 / 1035
Instrument Date	Oct 3, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 RYNO RD, COLOMA, MI 49038-9720

Mortgage

Document Number	0032521037
Date	Oct 8, 2019
Instrument	3252/1037

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Coloma City
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,500 (+26.74%)	$109,000 (+26.74%)
2025	$1,443.00 (+9.82%)
2023		$43,000	$86,000
2022	$1,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLOMA serves 1,555 people · EPA ID MI0001530
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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