161 Rolling Ridge Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 161 Rolling Ridge Ct, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	2 ba · 1,386 sqft · built 1973
Lot Size	0.345 acres (15,030 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (Apr 2025)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171D A 023`

Property Details

APN / Parcel Number

Primary APN	`171D A 023`
Alternative APN	`0000117622`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,030 sqft (0.345 acres)
Lot Dimensions	167 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000117622
Street Address	161 ROLLING RIDGE CT
City	CHATTANOOGA
State	TN
Zip	37421-5301
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	3275 02 12C- LOT 27 ROLLING RIDGE PB 27 PG 252
Legal Subdivision	ROLLING RIDGE
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2020
Census Tract	11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2025	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	2025040400045
Deed Book / Page	13882 / 325
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301

Mortgage

Document Number	0000000018
Date	Feb 25, 2026
Book Page	14206/449
Instrument	2026022500018

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 4, 2025
Property Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301
Document Number	0000000045
Book / Page	13882 / 325
Map Reference	MB 27 PG 273
Instrument Date	Apr 3, 2025
Instrument	2025040400045
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301

Mortgage

Document Number	0013882328
Date	Apr 4, 2025
Instrument	13882/328

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2023
Property Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301
Document Number	0000000172
Book / Page	13226 / 904
Map Reference	MB 27 PG 273
Instrument Date	Mar 1, 2023
Instrument	2023030200172
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301

Mortgage

Document Number	0132260906
Date	Mar 2, 2023
Instrument	13226-0906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2023
Property Address	161 ROLLING RIDGE CT, CHATTANOOGA, TN 37421-5301
Document Number	0000000171
Book / Page	13226 / 901
Map Reference	MB 27 PG 273
Instrument Date	Feb 26, 2023
Instrument	2023030200171
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9208 MAGIC MOUNTAIN DR, CHATTANOOGA, TN 37421-3412
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (+16.7%)	$80,250 (+72.3%)	$321,000 (+72.3%) Land $70,000 Building $251,000
2024	$1,042.00 (-0.86%)	$46,575 (-)	$186,300 (-) Land $55,000 Building $131,300
2023	$1,051.00	$46,575	$186,300 Land $55,000 Building $131,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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