161 Ridgeway Dr, Richmond, OH 43944 Property Records

Jefferson County property record for 161 Ridgeway Dr, Richmond, OH 43944

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,278 sqft · built 1955
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2026)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-01461-000`

Property Details

APN / Parcel Number

Primary APN	`09-01461-000`
Alternative APN	`01461`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Other
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	161 RIDGEWAY DR
City	RICHMOND
State	OH
Zip	43944-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-7-34 2-E LAND 2.138A MAP-09-3400-04300
Legal Subdivision	F L CUNNINGHAM
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	4
Census Block	4001
Census Tract	11402

Owner

161 Ridgeway Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2026410543
Deed Book / Page	1542 / 3503
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	00001473/1
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Mar 2, 2026
Property Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930
Document Number	01542/3503
Book / Page	1542 / 3503
Instrument Date	Feb 27, 2026
Instrument	410543
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930

Mortgage

Document Number	01542/3505
Date	Mar 2, 2026
Book Page	1542/3505
Instrument	410544

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Dec 29, 2021
Property Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930
Document Number	01506/1834
Book / Page	1506 / 1834
Instrument Date	Dec 28, 2021
Instrument	372986
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930

Mortgage

Document Number	0000372987
Date	Dec 29, 2021
Instrument	372987

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON OH
Recording Date	Apr 1, 2021
Property Address	161 RIDGEWAY DR, RICHMOND, OH 43944-6930
Document Number	00001473/1
Book / Page	1473 / 1
Map Reference	MB 89 PG 459
Instrument Date	Mar 29, 2021
Instrument	364411
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1804 NORTON PL, STEUBENVILLE, OH 43952-1340

Tax Assessment & Valuation

The 2025 property tax bill for 161 Ridgeway Dr was $1,175 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00	$32,659 (-) Land $8,502 Building $24,157
2024	$1,175.00 Homeowner's exemption	$32,659 Land $8,502 Building $24,157	$93,310 Land $24,290 Building $69,020
2022	$1,614.00 Homeowner's exemption	$25,771 Land $8,061 Building $17,710
2021			$73,630 Land $23,030 Building $50,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Ridgeway Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smart Way Communications Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Dr

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