Buncombe County property record for 161 Ridge Rd, Candler, NC 28715
| Property Type | Mobile Home |
|---|---|
| Details | 1,555 sqft · built 1987 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,500 (Dec 1996) |
| Tax Bill | $426 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 735827-2020-202 |
| Primary APN | 735827-2020-202 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,555 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 317 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 735827-2020-202 |
|---|---|
| Street Address | 161 RIDGE RD |
| City | CANDLER |
| State | NC |
| Zip | 28715-8403 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OU |
| Legal Description | LOT: PT 1 PLAT: 0050-0119 |
| Legal Subdivision | TOMMY R HARRIS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2504 |
161 Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in December 1996.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 RIDGE RD, CANDLER, NC 28715-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 1996 · Amount on File |
| Deed Sale | Dec 6, 1996 · Amount on File |
| Deed Document Number | 19961 |
| Deed Book / Page | 1938 / 453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 161 RIDGE RD, CANDLER, NC 28715-8403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055170495 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 5517/0495 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 161 RIDGE RD, CANDLER, NC 28715-8403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057110638 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 5711/0638 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 161 Ridge Rd was $426, up 7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $426.00 (+7.04%) | $62,500 Land $14,500 Building $48,000 | $62,500 Land $14,500 Building $48,000 |
| 2024 | $398.00 (+3.11%) | ||
| 2023 | $386.00 | $62,500 | $62,500 Land $29,500 Building $33,000 |
| 2021 | $62,500 Land $14,500 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Ridge Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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