McDowell County property record for 161 Ridge Point Rd, Nebo, NC 28761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,232 sqft · built 2022 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1724-00-73-3554 |
| Primary APN | 1724-00-73-3554 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,232 sqft Heated Area |
| Gross Area | 3,364 sqft |
| 1st Floor Area | 2,232 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79123 |
|---|---|
| Street Address | 161 RIDGE POINT RD |
| City | NEBO |
| State | NC |
| Zip | 28761-0400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.29 AC LT 18 THE PENINSULA PB 28/52 |
| Legal Subdivision | PENINSULA VIEWS AT LAKE JAMES |
| Legal Lot Number | 18 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 970102 |
161 Ridge Point Rd is owned and occupied by two individuals who acquired it in January 2023.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 RIDGE POINT RD, NEBO, NC 28761-0400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Intrafamily Transfer, Transfer |
| Oct 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2023 |
| Transfer Doc | 0014230612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 4, 2023 |
| Property Address | 161 RIDGE POINT RD, NEBO, NC 28761-0400 |
| Document Number | 0014230612 |
| Book / Page | 1423 / 612 |
| Map Reference | MB PL 28 PG 52 |
| Instrument Date | Dec 24, 2022 |
| Instrument | 2023000025 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 RIDGE POINT RD, NEBO, NC 28761-0400 |
| Name | Verified Name |
|---|---|
| Address | 161 RIDGE PT RD, NEBO, NC 28761-0400 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 14, 2022 |
| Property Address | 161 RIDGE POINT RD, NEBO, NC 28761-0400 |
| Document Number | 0014160209 |
| Book / Page | 1416 / 209 |
| Map Reference | MB 28 PG 52 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022006054 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3148 YOSEMITE DR, GASTONIA, NC 28056-7949 |
The 2025 property tax bill for 161 Ridge Point Rd was $4,134.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,134.00 | $592,300 Land $55,000 Building $537,300 | |
| 2023 | $383.00 | $55,000 Land $55,000 | $592,300 Land $55,000 Building $537,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Ridge Point Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Ridge Point Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: Frontier.
4G LTE only, no 5G reported
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