Cumberland Town property record for 161 Pound Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,186 sqft · built 1976 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,926 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9219-03 |
| Primary APN | 9219-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 6,635 sqft |
| 1st Floor Area | 1,874 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 9219-03 |
|---|---|
| Street Address | 161 POUND RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Block | 31 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Mar 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage ENVISION BANK |
| Apr 1, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 28, 2017 | Warranty Deed, Transfer · ARM MOVEMENT MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 |
| Deed Sale | Apr 1, 2022 |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Document Number | 2022132195 |
| Deed Book / Page | 1927 / 392 |
| Prior Transfer Date | Mar 25, 2022 |
| Prior Transfer Doc | 001927-392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001970-73 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 1970/73 |
| Instrument | 142118 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001926-872 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 1926/872 |
| Instrument | 132088 |
| Name | ENVISION BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 1, 2022 |
| Property Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Document Number | 001927-392 |
| Book / Page | 1927 / 392 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 132195 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 28, 2017 |
| Property Address | 161 POUND RD, CUMBERLAND, RI 02864-2703 |
| Document Number | 1748-913 |
| Book / Page | 1748 / 913 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17480916 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 01748/0916 |
| Name | MOVEMENT MTG LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Max Rate At Change | 0.12% |
| Max Rate | 2% |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,926.00 (+4.29%) | $691,900 (+27.85%) Land $246,200 Building $445,700 | $695,454 |
| 2025 | $6,641.00 (+5.6%) | $541,200 (-) Land $182,700 Building $358,500 | |
| 2023 | $6,289.00 (-1.84%) | $541,200 (+26.63%) Land $182,700 Building $358,500 | |
| 2022 | $6,407.00 | $427,400 Land $141,700 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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