161 Peppertree Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 161 Peppertree Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,140 sqft · built 2005
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on File
Last Sale	$317,900 (Oct 2020)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083114L A 00900`

Property Details

APN / Parcel Number

Primary APN	`083114L A 00900`
Alternative APN	`114L A 00900`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	1,781 sqft
Upper Floors Area	598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	598 sqft
Driveway	Driveway
Driveway Area	1,280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	161 PEPPERTREE LN
City	GALLATIN
State	TN
Zip	37066-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 21 PAGE: 338 BLOCK: LOT: 68 SUBD: TWIN EAGLES PH 1 SEC 1
Legal Subdivision	TWIN EAGLES PH 1 SEC
Legal Lot Number	68
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1034
Census Tract	20503

Owner

Source: Sumner County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	161 PEPPERTREE LN, GALLATIN, TN 37066-7542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Sep 25, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	20201331352
Deed Book / Page	5361 / 28
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	161 PEPPERTREE LN, GALLATIN, TN 37066-7542
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056940699
Date	Aug 24, 2021
Book Page	5694/699
Instrument	1379090

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	161 PEPPERTREE LN, GALLATIN, TN 37066-7542
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056940716
Date	Aug 24, 2021
Book Page	5694/716
Instrument	1379091

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 25, 2017
Property Address	161 PEPPERTREE LN, GALLATIN, TN 37066-7542
Document Number	0046120174
Book / Page	4612 / 174
Map Reference	MB 21 PG 338-340
Instrument Date	Sep 15, 2017
Instrument	1209179
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	BIRTHRIGHT TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129-6419
Mail Care Of	FIRST COMMUNITY MORTGAGE

Mortgage

Document Number	1209279
Date	Sep 25, 2017
Instrument	1209279

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (-26.9%)	$111,875 (+57.02%) Land $18,750 Building $93,125
2024			$447,500 (+57.02%) Land $75,000 Building $372,500
2023	$2,175.00 (-0.32%)	$71,250 (-) Land $14,625 Building $56,625
2022	$2,182.00	$71,250 Land $14,625 Building $56,625
2021			$285,000 Land $58,500 Building $226,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (2002–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	WHITE HOUSE UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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