161 Osborn Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 161 Osborn Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,610 sqft · built 1955
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Oct 2022)
Tax Bill$14,705 (2026)
Deeds & MortgagesJun 2024 Line of Credit
Oct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN551400 146-17-1-9

Property Details

APN / Parcel Number

Primary APN551400 146-17-1-9
Alternative APN
  • 140014601700010090000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,073 sqft
2nd Floor Area537 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Street Address161 OSBORN RD
CityRYE
StateNY
Zip10580-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionSUBDIVISION MAP OF WOODS LANE
Legal Block1
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1010
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 OSBORN RD, RYE, NY 10580-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2024Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Oct 12, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleMay 11, 2000 · Amount on Record
Deed Document Number20223276
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address161 OSBORN RD, RYE, NY 10580-1328
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 OSBORN RD, RYE, NY 10580-1328

Mortgage

Document Number0641663027
DateJun 14, 2024
Instrument641663027
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 7, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateOct 12, 2022
Property Address161 OSBORN RD, RYE, NY 10580-1328
Document Number0622563276
Map ReferenceMAP 10075
Instrument DateSep 30, 2022
Instrument622563276
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address161 OSBORN RD, RYE, NY 10580-1328

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1100 MAXWELL LNAE #331 # 331, 331, HOBOKEN, NJ 07030-6892

Mortgage

Document Number0622823030
DateOct 12, 2022
Instrument622823030
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,705.00 (-18.73%)
2025$18,093.00$11,600 (-) Land $5,700 Building $5,900$983,051 (+6.78%) Land $483,051 Building $500,000
2024$11,600 (-) Land $5,700 Building $5,900$920,635 (+2.38%) Land $452,381 Building $468,254
2023$11,600 Land $5,700 Building $5,900$899,224 Land $441,860 Building $457,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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