Montgomery County property record for 161 Opal Ln, Grady, AL 36036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,335 sqft · built 1949 |
| Lot Size | 41.2 acres (1,796,414 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $551 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-04-19-0-000-009.000 |
| Primary APN | 27-04-19-0-000-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,796,414 sqft (41.2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Utility Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 291669 |
|---|---|
| Street Address | 161 OPAL LN |
| City | GRADY |
| State | AL |
| Zip | 36036-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 19 T12N R20E 41.24 AC IN SW1/4 OF SE1/4 2704190000009000 |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 19 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | PINE LEVEL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 5700 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 OPAL LN, GRADY, AL 36036-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 161 OPAL LN, GRADY, AL 36036-7511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0056230564 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 5623/564 |
| Name | TROY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, AL 36081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551.00 (+1.47%) | ||
| 2025 | $543.00 (+6.26%) | $22,350 (+27.93%) Land $12,060 Building $10,290 | $223,500 (+27.93%) Land $120,600 Building $102,900 |
| 2023 | $511.00 | $17,470 Land $8,610 Building $8,860 | $174,700 Land $86,100 Building $88,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mon-Cre Telephone Cooperative Fiber | 200 / 200 |
No cell data coverage reported
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