Richland County property record for 161 Old Camp Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,332 sqft · built 2021 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Company Name on File |
| Last Sale | $177,500 (Jan 2019) |
| Tax Bill | $8,825 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28906-09-07 |
| Primary APN | 28906-09-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,332 sqft Heated Area |
| Gross Area | 8,914 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02068354 |
|---|---|
| Street Address | 161 OLD CAMP RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 4 73.5X174.8X272.2X119.6X422.4X 211.9 #SU THE POINTE AT WOODCREEK #PR RB1749-3987 |
| Legal Subdivision | THE RIDGE @ WOODCREEK |
| Legal Lot Number | 4,73 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
Source: Richland County records · APN 28906-09-07
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| May 05, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 07, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 15, 2019 | Quit Claim Deed, Construction Loan · Line of Credit HOMESIDE FIN'L |
| Jan 24, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit PALMETTO CITIZENS FCU |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on Record |
| Deed Sale | Jan 24, 2019 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Document Number | 20195301 |
| Deed Book / Page | 2367 / 1074 |
| Last Transfer Date | May 04, 2023 |
| Transfer Doc | 0028332968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026631677 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 2663/1677 |
| Instrument | 2021060419 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 05, 2023 |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0028332968 |
| Book / Page | 2833 / 2968 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | May 04, 2023 |
| Instrument | 2023018639 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 07, 2021 |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 0026152038 |
| Book / Page | 2615 / 2038 |
| Map Reference | MB 1749 PG 3987 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021028513 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 WINDING OAK WAY, BLYTHEWOOD, SC 29016-8025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 15, 2019 |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2410/0653 |
| Book / Page | 002410 / 000653 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 49912 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 161 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2410/0657 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002410/000657 |
| Instrument | 49913 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 24, 2019 |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2367/1074 |
| Book / Page | 002367 / 001074 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 5301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 18 WINDING OAK WAY BLYTHEWOOD SC 29016, BLYTHEWOOD, SC 29016 |
| Document Number | 2367/1078 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 002367/001078 |
| Instrument | 5302 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 161 OLD CAMP RD, ELGIN, SC 29045-6404 |
| Document Number | 2402/3776 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 161 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2402/3776 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 002402/003776 |
| Instrument | 43414 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,825.00 (+17.46%) | $1,068,390 (+4.73%) | |
| 2024 | $1,020,150 (+474.73%) | ||
| 2023 | $7,513.00 (+19.37%) | ||
| 2021 | $6,294.00 | $10,650 | $177,500 Land $177,500 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 187 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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