161 NW Zack Dr, Lake City, FL 32055 Property Records

Columbia County property record for 161 NW Zack Dr, Lake City, FL 32055 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,199 sqft Heated Area
Lot Size	26,572 sqft (0.61 acres)
Occupancy	Owner Occupied
Last Sale	$138,000 (2019)
Tax Bill	$1,585.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-3S-16-02372-256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,199 sqft Heated Area
Gross Area	1,787 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	26,572 sqft (0.61 acres)
Shed	1 Shed
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	161 NW ZACK DR
City	LAKE CITY
State	FL
Zip	32055-5071
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 56 EMERALD LAKES PHASE 2.
Legal Range	16E
Legal Township	03S
Legal Section	28
Legal Subdivision	EMERALD LAKES
Legal Phase	2
Legal Lot Number	56
Jurisdiction	COLUMBIA FL
Minor Civil Division	LAKE CITY
Census Blockgroup	2
Census Block	2010
Census Tract	110201

Owner

Source: Columbia County records · APN 28-3S-16-02372-256

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	161 NW ZACK DR, LAKE CITY, FL 32055-5071
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Apr 10, 2019 Deed Sale Price on Apr 10, 2019 Prior Sale Amount on Nov 25, 2002
Deed Doc Number	201912008470
Deed Book / Page	1382 / 0755
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA FL
Recording Date	Apr 10, 2019
Property Address	161 NW ZACK DR, LAKE CITY, FL 32055-5071
Document Number	0013820755
Book / Page	001382 / 000755
Instrument Date	Apr 09, 2019
Instrument	12008470
Transaction Type	Transfer
Record Updated	May 08, 2019
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	161 NW ZACK DR LAKE CITY FL 320555071, LAKE CITY, FL 32055-5071

Mortgage

Document Number	13820756
Date	Apr 10, 2019
Book Page	001382/000756
Instrument	12008471

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2049

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,994 (+5.99%)	$183,226 (+15.01%) Land $35,000 Building $148,226
2024	$1,585.00 (+3.06%)
2023	$1,538.00 (+3.5%) Homeowner's exemption	$114,159 (+3%)	$159,317 (+11.45%) Land $28,000 Building $131,317
2022	$1,486.00 Homeowner's exemption	$110,834	$142,945 Land $22,000 Building $120,945