Cheshire County and Troy Town property record for 161 N Main St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1967 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,933 (Aug 2017) |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:020 B:0029 L:0000 |
| Primary APN | TROY M:020 B:0029 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 161 N MAIN ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465-2665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGHWA |
| Legal Block | 29 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970800 |
Source: Cheshire County and Troy Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 N MAIN ST, TROY, NH 03465-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION |
| Aug 1, 2017 | Warranty Deed, Transfer GFA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Aug 31, 2001 · Amount on Record |
| Deed Document Number | 20176271 |
| Deed Book / Page | 2994 / 1150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Recording Date | Sep 25, 2026 |
| Property Address | 161 N MAIN ST, TROY, NH 03465-2665 |
| Document Number | 0000007743 |
| Book / Page | 3364 / 264 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20267743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 N MAIN ST, TROY, NH 03465-2665 |
| Document Number | 0000007743, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 3364/264 |
| Instrument | 20267743 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Recording Date | Aug 1, 2017 |
| Property Address | 161 N MAIN ST, TROY, NH 03465-2665 |
| Document Number | 0029941150 |
| Book / Page | 002994 / 001150 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 1706271 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 HALE RD HUBBARDSTON MA 014521230, HUBBARDSTON, MA 01452-1230 |
| Document Number | 29941152 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 002994/001152 |
| Instrument | 1706272 |
| Name | GFA FCU |
|---|---|
| Type | Credit Union |
| Address | GARDNER, NE 01440 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,631.00 (+27.19%) | $215,000 (+105.35%) Land $17,100 Building $197,900 |
| 2018 | $3,641.00 | $104,700 Land $14,700 Building $90,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER WORKS serves 1,200 people · EPA ID NH2361010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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