161 N Denny St, Dougherty, IA 50433 Property Records

Cerro Gordo County property record for 161 N Denny St, Dougherty, IA 50433

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1900
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Tax Bill	$528 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`162535200800`

Property Details

APN / Parcel Number

Primary APN	`162535200800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	160 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	161 N DENNY ST
City	DOUGHERTY
State	IA
Zip	50433-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 BLK 2 DOUGHERTY
Legal Range	19W
Legal Township	94N
Legal Section	25
Legal Subdivision	DOUGHERTY
Legal Block	2
Legal Lot Number	1
Jurisdiction	CERRO GORDO IA
Township / Civil Division	DOUGHERTY
Census Block Group	2
Census Block	2165
Census Tract	951000

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 N DENNY ST, DOUGHERTY, IA 50433-9037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY TRUST BANK
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Recording Date	Oct 7, 2026
Property Address	161 N DENNY ST, DOUGHERTY, IA 50433-9037
Document Number	0000005602
Instrument Date	Oct 2, 2026
Instrument	20265602
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 N DENNY ST, DOUGHERTY, IA 50433-9037

Mortgage

Document Number	0000005602,
Date	Oct 7, 2026
Instrument	20265602

Lender

Name	FIRST SECURITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 2, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	161 N DENNY ST, DOUGHERTY, IA 50433-9037
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 N DENNY ST, DOUGHERTY, IA 50433-9037

Mortgage

Document Number	02025/4678
Date	Sep 11, 2025
Book Page	2025/4678
Instrument	2025-4678

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2026

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Dougherty City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00	$26,530 (+3.31%) Land $2,550 Building $23,980	$26,530 (+3.31%) Land $2,550 Building $23,980
2024	$528.00 (+52.6%)
2023		$25,680 (+27.82%) Land $2,550 Building $23,130	$25,680 (+27.82%) Land $2,550 Building $23,130
2022	$346.00	$20,090 Land $2,040 Building $18,050	$20,090 Land $2,040 Building $18,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rockwell Cooperative Telephone Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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