161 N 4th St, Shandon, CA 93461 Property Records

San Luis Obispo County property record for 161 N 4th St, Shandon, CA 93461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1990
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Nov 2025)
Tax Bill$4,393 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-203-013

Property Details

APN / Parcel Number

Primary APN017-203-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address161 N 4TH ST
CitySHANDON
StateCA
Zip93461-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN SHANDON BL 10 LTS 7 & 8
Legal SubdivisionTOWN SHANDON
Legal Tract10
Legal Block10
Legal Lot Number7,8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group3
Census Block3030
Census Tract10301

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 N 4TH ST, SHANDON, CA 93461-4611
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL COAST LENDING INC
Nov 14, 2025Grant Deed, Transfer · Conventional Mortgage
FRANKLIN LOAN CENTER
Jul 9, 2020Grant Deed, Transfer · Conventional with PMI
CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleJul 9, 2020 · Amount on Record
Deed Document Number202535241
Prior Transfer DateJan 4, 2002
Prior Transfer Doc0000006388
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address161 N 4TH ST, SHANDON, CA 93461-4611
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 N 4TH ST, SHANDON, CA 93461-4611

Mortgage

Document Number0000030872
DateJul 27, 2022
Instrument2022030872
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 14, 2025
Property Address161 N 4TH ST, SHANDON, CA 93461-4611
Document Number0000035241
Map ReferenceMB A PG 107
Instrument DateOct 24, 2025
Instrument2025035241
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address161 N 4TH ST, SHANDON, CA 93461-4611

Mortgage

Document Number0000035242
DateNov 14, 2025
Instrument2025035242
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 9, 2020
Property Address161 N 4TH ST, SHANDON, CA 93461-4611
Document Number0000034540
Instrument DateJun 28, 2020
Instrument34540
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 N 4TH ST SHANDON CA 934614611, SHANDON, CA 93461-4611

Mortgage

Document Number34541
DateJul 9, 2020
Instrument34541
Lender
NameCENTRAL COAST LNDG
AddressMORRO BAY, CA 93442
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictShandon Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$425,000 (+36.81%) Land $200,000 Building $225,000
2025$4,393.00 (+37.75%) Homeowner's exemption$310,656 (+4.04%) Land $140,716 Building $169,940
2023$3,189.00 (+1.98%) Homeowner's exemption$298,594 Land $135,252 Building $163,342
2022$3,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLO CSA NO. 16 - SHANDON
serves 1,085 people · EPA ID CA4010028
Water SourcePurchased surface water from CENTRAL COAST WATER AUTHORITY
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surfnet Communications
Fiber · Fixed Wireless
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20
Ranch Wifi
Fixed Wireless
100 / 20

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