Haywood County property record for 161 Mountain Spring Rd, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 832 sqft · built 1980 |
| Lot Size | 3.5 acres (152,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jan 2024) |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7683-87-8044 |
| Primary APN | 7683-87-8044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 832 sqft Heated Area |
| Gross Area | 1,228 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Wood Shingle |
| Lot Area | 152,634 sqft (3.5 acres) |
| Porch | Patio |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Account Number | 282191 |
|---|---|
| Street Address | 161 MOUNTAIN SPRING RD |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #9 WOODSTREAM |
| Legal Subdivision | WOODSTREAM |
| Legal Tract | 9 |
| Legal Unit | 9 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 921202 |
161 Mountain Spring Rd is owned and occupied by two individuals who bought it in January 2024.
Source: Haywood County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 MOUNTAIN SPRING RD, WAYNESVILLE, NC 28786-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Deed Document Number | 2024295 |
| Deed Book / Page | 1100 / 2442 |
| Prior Transfer Date | Jun 18, 2012 |
| Prior Transfer Doc | 0008261702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jan 11, 2024 |
| Property Address | 161 MOUNTAIN SPRING RD, WAYNESVILLE, NC 28786-9781 |
| Document Number | 0011002442 |
| Book / Page | 1100 / 2442 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024000295 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 QUAIL WALK TRL, CHAPIN, SC 29036-9791 |
| Name | Verified Name |
|---|---|
| Address | 15370 SPRING OAKS DR, LINDALE, TX 75771-2614 |
| Document Number | 2024000297 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024000297 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 12% |
The 2025 property tax bill for 161 Mountain Spring Rd was $1,270.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,200 (-) Land $51,600 Building $133,600 | ||
| 2025 | $1,270.00 | $185,200 Land $51,600 Building $133,600 | $185,200 Land $51,600 Building $133,600 |
| 2023 | $159,700 Land $51,500 Building $108,200 | $159,700 Land $51,500 Building $108,200 | |
| 2021 | $159,700 Land $51,500 Building $108,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 161 Mountain Spring Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Mountain Spring Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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