161 Mountain Ave, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 161 Mountain Ave, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 1947
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Mar 2022)
Tax Bill	$16,148 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00087-01-00006`

Property Details

APN / Parcel Number

Primary APN	`20-00087-01-00006`
Alternative APNs	`2000087000100006` `0020140`

Interior

Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	326,700 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0020140
Street Address	161 MOUNTAIN AVE
City	WARREN
State	NJ
Zip	07059-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Block	87.1
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2005
Census Tract	52201

Owner

161 Mountain Ave is owned and occupied by an individual who bought it in March 2022.

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	161 MOUNTAIN AVE, WARREN, NJ 07059-5137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 16, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Deed Document Number	202211142
Deed Book / Page	7431 / 2639
Prior Transfer Date	Apr 30, 1992
Prior Transfer Doc	1855000467
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	161 MOUNTAIN AVE, WARREN, NJ 07059-5137
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MOUNTAIN AVE, WARREN, NJ 07059-5137

Mortgage

Document Number	0000034345
Date	Dec 4, 2025
Book Page	7653/2904
Instrument	2025034345

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 16, 2022
Property Address	161 MOUNTAIN AVE, WARREN, NJ 07059-5137
Document Number	0000011142
Book / Page	7431 / 2639
Instrument Date	Mar 11, 2022
Instrument	2022011142
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 CLARK ST, 15, CRANFORD, NJ 07016-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MOUNTAIN AVE, WARREN, NJ 07059-5137

Mortgage

Document Number	0000011143
Date	Mar 16, 2022
Instrument	2022011143

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 161 Mountain Ave was $16,148, up 3.8% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,800 (+6.41%) Land $555,000 Building $425,800	$980,800 (+6.41%) Land $555,000 Building $425,800
2025	$16,148.00 (+3.83%)	$921,700 Land $522,300 Building $399,400	$921,700 Land $522,300 Building $399,400
2024	$15,553.00
2023		$790,900 Land $442,100 Building $348,800	$790,900 Land $442,100 Building $348,800
2022	$15,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Mountain Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Mountain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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