161 Mona Ter, Fairfield, CT 06824 Property Records

Fairfield Town property record for 161 Mona Ter, Fairfield, CT 06824

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,075 sqft · built 1961
Lot Size0.156 acres (6,780 sqft)
Owner2 Individual Names on File
Last Sale$679,000 (Jul 2024)
Tax Bill$11,949 (2026)
Deeds & MortgagesJul 2024 Sale & Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNFAIR M:232 B:4

Property Details

APN / Parcel Number

Primary APNFAIR M:232 B:4
Alternative APNs
  • FFLD M:232 B:4
  • M:232 L:004 X
  • 16586

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
Gross Area2,304 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,780 sqft (0.156 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number16586
Street Address161 MONA TER
CityFAIRFIELD
StateCT
Zip06824-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block4
JurisdictionFAIRFIELD CT
Township / Civil DivisionFAIRFIELD
Census Block Group2
Census Block2005
Census Tract61600

Owner

161 Mona Ter is owned by two individuals who bought it in July 2024.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2 TIMBER LN, GUILFORD, CT 06437-4710
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 20, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
DIME BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2024 · Amount on File
Deed SaleJul 3, 2024 · Amount on File
Prior SaleSep 20, 2023 · Amount on File
Deed Document Number20243362
Deed Book / Page6520 / 258
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateJul 3, 2024
Property Address161 MONA TER, FAIRFIELD, CT 06824-6423
Document Number006520-258
Book / Page6520 / 258
Instrument DateJul 2, 2024
Instrument2024-3362
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 TIMBER LN, GUILFORD, CT 06437-4710

Mortgage

Document Number0020243363
DateJul 3, 2024
Instrument2024-3363
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD CT
Recording DateSep 20, 2023
Property Address161 MONA TER, FAIRFIELD, CT 06824-6423
Document Number006448-338
Book / Page6448 / 338
Instrument DateSep 19, 2023
Instrument2023-4549
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 WINTON RD, FAIRFIELD, CT 06824-3860

Mortgage

Document Number0020234550
DateSep 20, 2023
Instrument2023-4550
Lender
NameDIME BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 161 Mona Ter was $11,949, up 20.4% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionFairfield Town
Unified School DistrictFairfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,949.00 (+20.44%)$622,650 (+78.19%) Land $574,700 Building $47,950$831,002 (+239.73%)
2025$9,921.00$349,440 Land $301,560 Building $47,880$244,608 Land $211,092 Building $33,516
2024$9,921.00 (+3.2%)
2023$9,613.00$349,440 Land $301,560 Building $47,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Mona Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Mona Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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