161 McCoy Cir, Gaffney, SC 29341 Property Records

Cherokee County property record for 161 McCoy Cir, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 2018
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$307,500 (Dec 2025)
Deeds & Mortgages	Dec 2025 Sale & Second Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-051.014`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-051.014`
Alternative APNs	`0420000051014 00753100` `002924223`

Interior

Stories	1 Story
Building Area	1,493 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Lot Area	35,284 sqft (0.81 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0420000051014 00753100
Street Address	161 MCCOY CIR
City	GAFFNEY
State	SC
Zip	29341-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	161 MCCOY CIRCLE LT#14 FM ANTHONY/RODNEY $170000 PLAT C5 6 FM LEDBETTER $22000 LOT 14&15
Legal Subdivision	DEER RUN
Legal Tract	OR
Legal Lot Number	14,15
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1016
Census Tract	970204

Owner

161 McCoy Cir is owned and occupied by an individual who bought it in December 2025.

Source: Cherokee County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	161 MCCOY CIR, GAFFNEY, SC 29341-4430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed, Transfer · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 10, 2018	Grant Deed, Transfer USAA
Aug 4, 2017	Grant Deed, Transfer WILKINS DON L TRUST (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Deed Document Number	2025-6639
Deed Book / Page	192 / 1518
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Dec 11, 2025
Property Address	161 MCCOY CIR, GAFFNEY, SC 29341-4430
Document Number	0001921518
Book / Page	192 / 1518
Map Reference	MB C-5 PG 6
Instrument Date	Nov 26, 2025
Instrument	2025-6639
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MCCOY CIR, GAFFNEY, SC 29341-4430

Mortgage

Document Number	0020256642
Date	Dec 11, 2025
Instrument	2025-6642

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 10, 2018
Property Address	161 MCCOY CIR # 14, 14, GAFFNEY, SC 29341-4430
Document Number	0001021830
Book / Page	000102 / 001830
Instrument Date	Apr 10, 2018
Instrument	1746
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 MCCOY CIR GAFFNEY SC 293414430, GAFFNEY, SC 29341-4430

Mortgage

Document Number	1021832
Date	Apr 10, 2018
Book Page	000102/001832
Instrument	1747

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 4, 2017
Property Address	161 MCCOY CIR # 14, 14, GAFFNEY, SC 29341-4430
Document Number	0000960850
Book / Page	000096 / 000850
Instrument Date	Aug 3, 2017
Instrument	3779
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$81.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1485 MALOA WAY ROCK HILL SC 297329538, ROCK HILL, SC 29732-9538

Mortgage

Document Number	960856
Date	Aug 4, 2017
Book Page	000096/000856
Instrument	3781

Lender

Name	WILKINS DON L TRUST (RT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,820 Land $600 Building $7,220	$195,500 Land $15,000 Building $180,500
2023	Additional exemption filed		$195,500 Land $15,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 McCoy Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 McCoy Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCoy Cir

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