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161 Mallard Loop, Waynesville, NC 28785 Property Records

Haywood County property record for 161 Mallard Loop, Waynesville, NC 28785

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 384 sqft · built 1993
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Jan 2021)
Tax Bill$1,244 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2021 Sale
Flood ZoneZone AE (high risk)
APN8608-47-2749

Property Details

APN / Parcel Number

Primary APN8608-47-2749
Alternative APN
  • 265333

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area384 sqft Heated Area
Gross Area1,278 sqft
1st Floor Area384 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleModular
Exterior MaterialFiber Cement Siding
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)
PorchPatio

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number265333
Street Address161 MALLARD LOOP
CityWAYNESVILLE
StateNC
Zip28785-8883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#74 SECT C DOGWOOD LAKES
Legal SubdivisionDOGWOOD LAKES
Legal Unit74
JurisdictionHAYWOOD NC
Township / Civil DivisionJONATHAN CREEK
Census Block Group2
Census Block2031
Census Tract920101

Owner

Source: Haywood County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 MALLARD LOOP, WAYNESVILLE, NC 28785-8883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL CORPORATION
Jan 13, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleSep 12, 2008 · Amount on Record
Deed Document Number2021382
Deed Book / Page1018 / 1804
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Recording DateAug 18, 2026
Property Address161 MALLARD LOOP, WAYNESVILLE, NC 28785-8883
Document Number0000007171
Book / Page1159 / 1281
Instrument DateAug 8, 2026
Instrument20267171
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 MALLARD LOOP, WAYNESVILLE, NC 28785-8883

Mortgage

Document Number0000007171,
DateAug 18, 2026
Book Page1159/1281
Instrument20267171
Lender
NameFINANCIAL CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 3, 2046
Interest
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJan 13, 2021
Property Address161 MALLARD LOOP, WAYNESVILLE, NC 28785-8883
Document Number0010181804
Book / Page001018 / 001804
Instrument DateJan 12, 2021
Instrument382
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$316.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address161 MALLARD LOOP WAYNESVILLE NC 287858883, WAYNESVILLE, NC 28785-8883

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,700 (+105.44%) Land $21,700 Building $171,000
2025$1,244.00$93,800 (-7.31%) Land $21,700 Building $72,100$192,700 (+90.42%) Land $21,700 Building $171,000
2023$101,200 Land $25,500 Building $75,700$101,200 (-) Land $25,500 Building $75,700
2021$101,200 Land $25,500 Building $75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAGGIE VALLEY SANITARY DIST
serves 9,629 people · EPA ID NC0144040
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Zito Media
Cable		1,000 / 25
Skyrunner
Fixed Wireless · Fiber in parts of the area		500 / 250

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