Jefferson County property record for 161 Main St, Rayland, OH 43943
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,288 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $984 (2025) |
| Deeds & Mortgages | Nov 2018 Construction Loan May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-00406-000 |
| Primary APN | 42-00406-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 720 sqft |
| Cooling System | None |
|---|
| Street Address | 161 MAIN ST |
|---|---|
| City | RAYLAND |
| State | OH |
| Zip | 43943-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-4-17 142 LAND 0.233A MAP-42-3-87 COMB W42-00407 |
| Jurisdiction | JEFFERSON OH |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12300 |
Source: Jefferson County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 6, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| May 26, 2026 | Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC |
| Jul 19, 2021 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Nov 6, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 |
| Deed Sale | May 26, 2026 |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 2026413071 |
| Deed Book / Page | 1544 / 4718 |
| Prior Transfer Date | Apr 25, 2018 |
| Prior Transfer Doc | 001301/892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON OH |
| Property Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 001334/226 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 1334/226 |
| Instrument | 338594 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 5, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OH |
| Recording Date | May 26, 2026 |
| Property Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 0000413071 |
| Book / Page | 1544 / 4718 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026413071 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 0000413072, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026413072 |
| Name | WESBANCO BANK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OH |
| Recording Date | Jul 19, 2021 |
| Property Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 1491/734 |
| Book / Page | 1491 / 734 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 367686 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3333 DEPOSIT DR NE STE 320, 320, GRAND RAPIDS, MI 49546-1469 |
| Document Number | 367687 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 367687 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON OH |
| Property Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 1334/226 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 1334/226 |
| Instrument | 338594 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 5, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON OH |
| Recording Date | Apr 27, 2018 |
| Property Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
| Document Number | 001301/892 |
| Book / Page | 1301 / 892 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 332091 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 MAIN ST, RAYLAND, OH 43943-9741 |
Source: Jefferson County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jefferson County |
| County Subdivision | Warren Township |
| Municipality | Rayland Village |
| Unified School District | Buckeye Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $984.00 | $24,784 (-) Land $4,582 Building $20,202 | |
| 2024 | $984.00 (+25.83%) Homeowner's exemption | $24,784 (+85.27%) Land $4,582 Building $20,202 | $70,810 (+85.27%) Land $13,090 Building $57,720 |
| 2022 | $782.00 Homeowner's exemption | $13,377 Land $3,913 Building $9,464 | |
| 2021 | $38,220 Land $11,180 Building $27,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAYLAND VILLAGE PWS serves 417 people · EPA ID OH4101803 |
|---|---|
| Water Source | Purchased groundwater from TILTONSVILLE PWS |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.66 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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