161 Main St, Philo, OH 43771 Property Records

Muskingum County property record for 161 Main St, Philo, OH 43771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,344 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$89,900 (Nov 2006)
Tax Bill$1,030 (2025)
Deeds & MortgagesJan 2009 Mortgage
Nov 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-20-03-13-000

Property Details

APN / Parcel Number

Primary APN20-20-03-13-000
Alternative APN
  • 008791-6

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area246 sqft
Deck Area210 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area80 sqft
Lean-To72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number008791-6
Street Address161 MAIN ST
CityPHILO
StateOH
Zip43771-0110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 SQ 3 PHILO 66 X 132
Legal Lot Number8
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2034
Census Tract912500

Owner

Source: Muskingum County records · APN 20-20-03-13-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address323 PLEASANT GROVE RD, ZANESVILLE, OH 43701-3934
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2009Deed of Trust, Mortgage
THE CITIZENS NATIONAL BANK
Nov 21, 2006Warranty Deed, Transfer · ARM
THE CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2006 · Amount on Record
Deed SaleNov 21, 2006 · Amount on Record
Prior SaleFeb 19, 1998 · Amount on Record
Deed Document Number200619303
Deed Book / Page2070 / 22
Record UpdatedSep 20, 2026

January 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address161 MAIN ST, PHILO, OH 43771-0110
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002197/946
DateJan 02, 2009
Book Page2197/946
Instrument200900000021
Lender
NameTHE CITIZENS NATIONAL BANK
AddressMCCONNELSVILLE, OH 43756
Agreement
AmountAmount Recorded
Term240 Months
DueJan 01, 2029
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateDec 31, 2009
Change FrequencyAnnually
Index1-Year T-Bill
Margin4
Max Rate13.2%

November 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateNov 21, 2006
Property Address161 MAIN ST, PHILO, OH 43771-0110
Document Number0002070/22
Book / Page2070 / 22
Map ReferenceMB A-0 PG102
Instrument DateNov 11, 2006
Instrument200600019303
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 MAIN ST, PHILO, OH 43771-0110

Mortgage

Document Number200600019304
DateNov 21, 2006
Instrument200600019304
Lender
NameTHE CITIZENS NATIONAL BANK
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.4%
AdjustableAdjustable Rate Rider
Change Frequency3 Years
Index1-Year T-Bill
Max Rate13.4%

Mortgage

Document Number0002070/28
DateNov 21, 2006
Book Page2070/28
Instrument200600019305
Lender
NameTHE CITIZENS NATIONAL BANK
AddressMCCONNELSVILLE, OH 43756
Agreement
AmountAmount Recorded
Term240 Months
DueNov 20, 2026
Interest
Rate TypeAdjustable Rate
Rate7.9%
AdjustableAdjustable Rate Rider
Type Change DateOct 23, 2009
Change Frequency3 Years
Index1-Year T-Bill
Max Rate13.9%

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00 (-1.06%)$30,415 (+17.12%) Land $3,395 Building $27,020
2024$86,900 (+17.12%) Land $9,700 Building $77,200
2023$1,041.00$25,970 Land $2,765 Building $23,205
2021$74,200 Land $7,900 Building $66,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391199125002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (1980–2008)
Most Recent ClaimMar 2008, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Ampersand TechnologiesFixed Wireless (unlicensed)250 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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