161 Lower Calloway Loop, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 161 Lower Calloway Loop, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,408 sqft · built 1948
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Mar 2020)
Tax Bill	$683 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`074C-00-030`

Property Details

APN / Parcel Number

Primary APN	`074C-00-030`
Alternative APNs	`1473401` `108001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,408 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Driveway	Asphalt Driveway
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Account Number	108001
Street Address	161 LOWER CALLOWAY LOOP
City	MOUNT VERNON
State	KY
Zip	40456-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2019
Census Tract	950400

Owner

Source: Rockcastle County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 LOWER CALLOWAY LOOP, MOUNT VERNON, KY 40456-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 4, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	2020330429
Deed Book / Page	272 / 340
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 24, 2020
Property Address	161 LOWER CALLOWAY LOOP, MOUNT VERNON, KY 40456-7733
Document Number	00D272/340
Book / Page	D272 / 340
Instrument Date	Dec 23, 2019
Instrument	330429
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 811, BRODHEAD, KY 40409-0811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 LOWER CALLOWAY LOOP, MOUNT VERNON, KY 40456-7733

Mortgage

Document Number	0000330499
Date	Mar 24, 2020
Instrument	330499

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Mar 4, 2019
Property Address	161 LOWER CALLOWAY LOOP, MOUNT VERNON, KY 40456-7733
Document Number	00D268/129
Book / Page	D268 / 129
Instrument Date	Feb 27, 2019
Instrument	156709
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 112, LIVINGSTON, KY 40445-0112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 ELKS RD, RICHMOND, IN 47374-2526

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00 (+13.08%)	$84,000 (+15.07%)	$84,000 (+15.07%)
2023	$604.00	$73,000	$73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 81% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Lower Calloway Loop

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