Charlotte County property record for 161 Kettle Harbor Dr, Placida, FL 33946 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,324 sqft Living Area |
| Lot Size | 10,800 sqft (0.248 acres) |
| Garage | Detached, 117 sqft |
| Last Sale | $1,695,000 (2021) |
| Tax Bill | $6,740.00 (2024) |
| Primary APN | 412033251003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,324 sqft Living Area |
| Gross Area | 4,994 sqft Gross Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,800 sqft (0.248 acres) |
| Depth X Width | 135 ft x 80 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 117 sqft Garage |
| Pool Area | 28 sqft Pool |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Pool House | 117 sqft Pool House |
| Deck Area | 116 sqft Deck |
| Patio Area | 1,171 sqft Patio |
| Porch Area | 338 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00883570075004 |
|---|---|
| Street Address | 161 KETTLE HARBOR DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PALM ISLAND ESTS UN 4 BLK E LT 95 575/804 576/406 817/1199 869/957 1357/2017 1419/1655 1610/1467 2051/575 2668/1318 3707/1182 4149/1040 4236/863 4421/156 4740/542 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PALM ISLAND ESTS |
| Legal Tract | PIE |
| Legal Block | E |
| Legal Lot Number | 95 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 412033251003
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6155 SADDLE CREEK CT, GRAND BLANC, MI 48439-7466 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 05, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 29, 2019 | Warranty Deed, Transfer MSC TITLE INC |
| Sep 13, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2021 · Amount on Record |
| Deed Sale | Apr 05, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Doc Number | 20212925973 |
| Deed Book / Page | 4740 / 542 |
| Prior Transfer Date | Nov 22, 2016 |
| Prior Transfer Doc | 0041491040 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 161 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048370488 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 4837/488 |
| Instrument | 2994790 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 05, 2021 |
| Property Address | 161 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0047400542 |
| Book / Page | 4740 / 542 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Apr 02, 2021 |
| Instrument | 2925973 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,865.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 EDGEWATER DR, 206, GILFORD, NH 03249-6300 |
| Name | Verified Name |
|---|---|
| Address | 6155 SADDLE CREEK CT, GRAND BLANC, MI 48439-7466 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 161 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0044210156 |
| Book / Page | 004421 / 000156 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2695899 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 206 EDGEWATER DR GILFORD NH 032496300, GILFORD, NH 03249-6300 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 13, 2017 |
| Property Address | 161 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0042360863 |
| Book / Page | 4236 / 0863 |
| Map Reference | MB4 PG13 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2551263 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | ARCHENHILZSTRASSE 78 HAMBURG 22117, 78, XX 00000 |
| Name | Verified Name |
|---|---|
| Address | 1701 LOCUST ST UNIT 1609, 1609, PHILADELPHIA, PA 19103-6163 |
| Document Number | 0002551264 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2551264 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,055.00 (-25%) | $305,767 (-67.07%) Land $249,696 Building $56,071 | $305,767 (-76.75%) Land $249,696 Building $56,071 |
| 2024 | $6,740.00 (-2.66%) | ||
| 2023 | $6,924.00 (-73.98%) | $928,439 (-36.34%) | $1,315,342 (-9.81%) Land $293,760 Building $1,021,582 |
| 2022 | $26,608.00 | $1,458,452 Land $207,386 Building $1,251,066 | $1,458,452 Land $207,386 Building $1,251,066 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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