161 Hillcrest Rd, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 161 Hillcrest Rd, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Oct 2021)
Tax Bill	$8,594 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.27-2190-26`

Property Details

APN / Parcel Number

Primary APN	`550800 165.27-2190-26`
Alternative APNs	`080016502721900260000000` `050070`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	050070
Street Address	161 HILLCREST RD
City	MOUNT VERNON
State	NY
Zip	10552-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP CHESTER HEIGHTS
Legal Block	2190
Legal Lot Number	26.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4002
Census Tract	15100

Owner

161 Hillcrest Rd is owned and occupied by an individual who bought it in October 2021.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	161 HILLCREST RD, MOUNT VERNON, NY 10552-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2021	Bargain and Sale Deed, Transfer · ARM HANOVER COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Oct 13, 2021 · Amount on File
Deed Document Number	2021612713206
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000003206
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 18, 2026
Property Address	161 HILLCREST RD, MOUNT VERNON, NY 10552-1510
Document Number	0000003045
Instrument Date	Sep 12, 2026
Instrument	20263045
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 HILLCREST RD, MOUNT VERNON, NY 10552-1510

Mortgage

Document Number	0000003045,
Date	Sep 18, 2026
Instrument	20263045

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 13, 2021
Property Address	161 HILLCREST RD, MOUNT VERNON, NY 10552-1510
Document Number	0612713206
Map Reference	MAP 2035
Instrument Date	Sep 29, 2021
Instrument	612713206
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ALL NEW YORK TITLE AGENCY INC, ALL NEW YORK TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 HILLCREST RD, 161, MOUNT VERNON, NY 10552-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HARDING DR, NEW ROCHELLE, NY 10801-4609

Mortgage

Document Number	0612853653
Date	Oct 13, 2021
Instrument	612853653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 4, 2021
Property Address	161 HILLCREST RD, MOUNT VERNON, NY 10552-1510
Document Number	0610273291
Map Reference	MAP 2035
Instrument Date	Jan 27, 2021
Instrument	610273291
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	JUDICIAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 HILLCREST RD, 161, MOUNT VERNON, NY 10552-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WALNUT AVE, PELHAM, NY 10803-1018

Mortgage

Document Number	0610343326
Date	Feb 4, 2021
Instrument	610343326

Lender

Name	HANOVER COMMUNITY BANK
Type	Bank
Address	MINEOLA, NY 11501

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	15.6%

Tax Assessment & Valuation

The 2026 property tax bill for 161 Hillcrest Rd was $8,594, down 39.7% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,594.00 (-39.69%)
2025	$14,250.00	$5,000 (-) Land $2,400 Building $2,600	$277,777 (+6.67%) Land $133,333 Building $144,444
2024		$5,000 (-) Land $2,400 Building $2,600	$260,417 (-10.94%) Land $125,000 Building $135,417
2023		$5,000 Land $2,400 Building $2,600	$292,398 Land $140,351 Building $152,047

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Hillcrest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 161 Hillcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Hillcrest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures