161 Harber St, Reeds Spring, MO 65737 Property Records

Stone County property record for 161 Harber St, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,745 sqft · built 1979
Owner	Individual Name on Record
Tax Bill	$713 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-7.0-35-004-009-005.000`

Property Details

APN / Parcel Number

Primary APN	`08-7.0-35-004-009-005.000`

Interior

Stories	1 Story
Building Area	1,745 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	161 HARBER ST
City	REEDS SPRING
State	MO
Zip	65737-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	LOT:5 BLK:9 SUBD:HARBER HEIGHTS SEC/TWN/RNG/MER:SEC 35 TWN 24 RNG 23
Legal Subdivision	HARBER HEIGHTS
Legal Block	9
Legal Lot Number	5
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	1
Census Block	1014
Census Tract	90605

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	81 ELEMENTARY RD, REEDS SPRING, MO 65737-9633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage TABLE ROCK COMMUNITY BANK
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025
Deed Sale	Jun 9, 2025
Prior Sale	Dec 16, 2022
Deed Document Number	202500005898
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	161 HARBER ST, REEDS SPRING, MO 65737-9749
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ELEMENTARY RD, REEDS SPRING, MO 65737-9633

Mortgage

Document Number	202600001045
Date	Jan 30, 2026
Instrument	202600001045

Lender

Name	TABLE ROCK COMMUNITY BANK
Type	Bank
Address	KIMBERLING CITY, MO 65686

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Dec 16, 2022
Property Address	161 HARBER ST, REEDS SPRING, MO 65737-9749
Document Number	202200016898
Map Reference	MB 8 PG 6
Instrument Date	Dec 9, 2022
Instrument	202200016898
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 HARBER ST, REEDS SPRING, MO 65737-9749

Mortgage

Document Number	202200016899
Date	Dec 16, 2022
Instrument	202200016899

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	6-Month LIBOR
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Municipality	Reeds Spring City
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$14,590 (-)	$76,800 (-) Land $4,500 Building $72,300
2023	$713.00	$14,590	$76,800 Land $4,500 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEDS SPRING PWS serves 1,287 people · EPA ID MO5010679
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	940 / 35

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harber St

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