161 Hamrick Sand Rd, Mooresboro, NC 28114 Property Records

Cleveland County property record for 161 Hamrick Sand Rd, Mooresboro, NC 28114

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1988
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2021)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40562`

Property Details

APN / Parcel Number

Primary APN	`40562`
Alternative APN	`1340678`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Lot Area	435,600 sqft (10 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1340678
Street Address	161 HAMRICK SAND RD
City	MOORESBORO
State	NC
Zip	28114-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	10 AC RD 1197
Legal Block	1
Legal Lot Number	7
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1038
Census Tract	951502

Owner

161 Hamrick Sand Rd is owned by two individuals who acquired it in December 2025.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 JAMES RD, MOORESBORO, NC 28114-7814
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Dec 23, 2025	Intrafamily Transfer, Transfer
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Document Number	2021200058682
Deed Book / Page	1847 / 777
Last Transfer Date	Dec 22, 2025
Transfer Doc	0019632588
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Dec 23, 2025
Property Address	161 HAMRICK SAND RD, MOORESBORO, NC 28114-8760
Document Number	0019632588
Book / Page	1963 / 2588
Instrument Date	Dec 22, 2025
Instrument	200122797
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 HAMRICK SAND RD, MOORESBORO, NC 28114-8760

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Dec 23, 2025
Property Address	161 HAMRICK SAND RD, MOORESBORO, NC 28114-8760
Document Number	0019632585
Book / Page	1963 / 2585
Instrument Date	Dec 3, 2025
Instrument	200122796
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 JAMES RD, MOORESBORO, NC 28114-7814

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 27, 2021
Property Address	161 HAMRICK SAND RD, MOORESBORO, NC 28114-8760
Document Number	0018470777
Book / Page	1847 / 777
Instrument Date	Jul 21, 2021
Instrument	200058682
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 N WOODHILL DR, 1150, SHELBY, NC 28152-7167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 HAMRICK SAND RD, MOORESBORO, NC 28114-8760

Mortgage

Document Number	1847780
Date	Jul 27, 2021
Instrument	1847/780

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 161 Hamrick Sand Rd was $1,030, up 8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (+7.97%)	$155,270 (-) Land $76,800 Building $78,470	$155,270 (-) Land $76,800 Building $78,470
2025	$954.00	$155,270 Land $76,800 Building $78,470	$155,270 Land $76,800 Building $78,470
2023		$66,016 Land $43,200 Building $22,816	$66,016 Land $43,200 Building $22,816

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Hamrick Sand Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Hamrick Sand Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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