161 Freesia Ln, Elgin, IL 60124 Property Records

Kane County property record for 161 Freesia Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,146 sqft · built 2012
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jul 2018)
Tax Bill$13,263 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-18-183-001

Property Details

APN / Parcel Number

Primary APN06-18-183-001

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,146 sqft Living Area
Gross Area4,810 sqft
Basement Area1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Width98 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address161 FREESIA LN
CityELGIN
StateIL
Zip60124-0209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALL OAKS SUB UNIT 1 LT 219
Legal SubdivisionTALL OAKS SUB
Legal Block1
Legal Lot Number219
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1038
Census Tract851911

Owner

Source: Kane County records · APN 06-18-183-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address161 FREESIA LN, ELGIN, IL 60124-0209
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTRUST BK NA
Jul 20, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2018 · Amount on Record
Deed SaleJul 20, 2018 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Document Number201835080
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address161 FREESIA LN, ELGIN, IL 60124-0209
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008391
DateFeb 14, 2022
Instrument2022K008391
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address161 FREESIA LN, ELGIN, IL 60124-0209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001005
DateJan 06, 2017
Instrument2017K001005
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2032
Interest
Rate TypeFixed Rate
Rate4.12%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address161 FREESIA LN, ELGIN, IL 60124-0209
Document Number0000026592
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJul 08, 2019
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address161 FREESIA LN ELGIN IL 601240209, ELGIN, IL 60124-0209

Mortgage

Document Number0000026592
DateJun 25, 2019
Instrument26592
Lender
NameCENTRUST BK NA
TypeBank
AddressNORTHBROOK, IL 60062
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 20, 2018
Property Address161 FREESIA LN, ELGIN, IL 60124-0209
Document Number0000035080
Instrument DateJul 16, 2018
Instrument35080
Transaction TypeTransfer
Record UpdatedAug 01, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$597.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 E JUDITH ANN DR MOUNT PROSPECT IL 600562107, MOUNT PROSPECT, IL 60056-2107

Mortgage

Document Number35081
DateJul 20, 2018
Instrument35081
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 19, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,263.00 (+7.68%) Homeowner's exemption
2024$163,356 (+21.39%) Land $40,468 Building $122,888$490,264 (+21.44%) Land $121,453 Building $368,812
2022$12,317.00 (+4.26%) Homeowner's exemption$134,567 (+6.96%) Land $33,336 Building $101,231$403,701 (+6.96%) Land $100,008 Building $303,693
2021$11,814.00 Homeowner's exemption$125,811 Land $31,167 Building $94,644$377,433 Land $93,501 Building $283,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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