161 Forest Ln, Cle Elum, WA 98922 Property Records

Kittitas County property record for 161 Forest Ln, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 1998
Lot Size	5.07 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$789,950 (Oct 2021)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-34051-0016`

Property Details

APN / Parcel Number

Primary APN	`20-14-34051-0016`
Alternative APNs	`P109134` `109134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,405 sqft Living Area
Gross Area	3,125 sqft
1st Floor Area	1,919 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1998
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	221,285 sqft (5.07 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	76 sqft
Patio Area	76 sqft
Shed	1 Shed
Shed Area	100 sqft
Storage Building	120 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	P109134
Street Address	161 FOREST LN
City	CLE ELUM
State	WA
Zip	98922-9393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KC-R-3
Legal Description	ACRES 5.08, GOAT PEAK RANCH DIV. II; LOT 16 SEC. 34 TWP. 20; RGE. 14;
Legal Range	14
Legal Township	20
Legal Section	34
Legal Subdivision	GOAT PEAK RANCH DIV 02
Legal Lot Number	16
Jurisdiction	KITTITAS WA
Township / Civil Division	MANASTASH RIDGE
Census Block Group	2
Census Block	2015
Census Tract	975201

Owner

Source: Kittitas County records, as of July 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 FOREST LN, CLE ELUM, WA 98922-9393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	0020212939
Deed Book / Page	2021 / 2939
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	161 FOREST LN, CLE ELUM, WA 98922-9393
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001240008
Date	Jan 24, 2022
Instrument	202201240008

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Oct 29, 2021
Property Address	161 FOREST LN, CLE ELUM, WA 98922-9393
Document Number	0010290008
Map Reference	MB 7 PG 38&39
Instrument Date	Oct 22, 2021
Instrument	202110290008
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010290009
Date	Oct 29, 2021
Instrument	202110290009

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of September 30, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$795,120 Land $208,400 Building $586,720	$795,120 Land $208,400 Building $586,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 96% of Washington
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigabeam Internet Fixed Wireless	300 / 300
CenturyLink DSL	10 / 1

May also be available: Inland Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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