161 Florida St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 161 Florida St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,402 sqft · built 1891
Lot Size0.233 acres (10,163 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2023)
Tax Bill$4,247 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2023 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:05220 P:0058

Property Details

APN / Parcel Number

Primary APNSPRI S:05220 P:0058
Alternative APN
  • 52200058

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,402 sqft Living Area
1st Floor Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area10,163 sqft (0.233 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number52200058
Street Address161 FLORIDA ST
CitySPRINGFIELD
StateMA
Zip01109-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 FLORIDA ST, SPRINGFIELD, MA 01109-4006
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 3, 2023Quit Claim Deed, Transfer · Stand-Alone Refinance
EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleJan 29, 2016 · Amount on Record
Deed Book / Page25133 / 115
Record UpdatedOct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 28, 2023
Property Address161 FLORIDA ST, SPRINGFIELD, MA 01109-4006
Document Number025133-115
Book / Page25133 / 115
Instrument DateAug 28, 2023
Instrument40398
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address161 FLORIDA ST, SPRINGFIELD, MA 01109-4006

Mortgage

Document Number0000040399
DateAug 28, 2023
Instrument40399
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJul 3, 2023
Property Address161 FLORIDA ST, SPRINGFIELD, MA 01109-4006
Document Number00025065-4
Book / Page25065 / 4
Instrument DateMay 22, 2023
Instrument30308
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address161 FLORIDA ST, SPRINGFIELD, MA 01109-4006

Mortgage

Document Number0000030309
DateJul 3, 2023
Instrument30309
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,247.00 (-0.12%)$274,700 (+1.29%) Land $25,500 Building $249,200$311,096 (-12.7%)
2025$4,252.00 (+0.76%)$271,200 (+9.58%) Land $26,300 Building $244,900$356,345 (+22.7%)
2024$290,415
2023$4,220.00$247,500 Land $23,400 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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