Stafford County property record for 161 Ferry Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,488 sqft · built 1932 |
| Lot Size | 0.971 acres (42,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Sep 1998) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jul 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-150 |
| Primary APN | 54-150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Basement Area | 624 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1932 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,336 sqft (0.971 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 816 sqft |
| Patio Area | 816 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 32460 |
|---|---|
| Old Parcel Number | 054 150 |
| Street Address | 161 FERRY RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | FERRY ROAD .9719 AC |
| Legal Subdivision | JEFFREY L STONE |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10502 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 FERRY RD, FREDERICKSBURG, VA 22405-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 31, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 1998 · Amount on Record |
| Deed Sale | Sep 2, 1998 · Amount on Record |
| Deed Document Number | 0980016774 |
| Deed Book / Page | 9800 / 16774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 161 FERRY RD, FREDERICKSBURG, VA 22405-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 FERRY RD, FREDERICKSBURG, VA 22405-5725 |
| Investor | Possibly a Property Investor |
| Document Number | 0250009154 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 250009154 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 161 FERRY RD, FREDERICKSBURG, VA 22405-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 PERRY RD, FREDERICKSBURG, VA 22405 |
| Investor | Possibly a Property Investor |
| Document Number | 0250009918 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 250009918 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 6, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 161 FERRY RD, FREDERICKSBURG, VA 22405-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170017084 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 170017084 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 (+12.73%) | $269,400 (+13.72%) Land $95,000 Building $174,400 | $269,400 (+13.72%) Land $95,000 Building $174,400 |
| 2023 | $2,238.00 (+18.1%) | $236,900 Land $90,000 Building $146,900 | $236,900 Land $90,000 Building $146,900 |
| 2021 | $1,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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