161 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 161 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,175 sqft · built 1830
Lot Size	0.56 acres (24,376 sqft)
Owner	Trust Name on File
Last Sale	$689,000 (Sep 1996)
Tax Bill	$26,624 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2023 Transfer + 1 more
APN	`04-00098-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`04-00098-0000-00018`
Alternative APNs	`040009800018` `30648008`

Interior

Stories	2 Stories
Building Area	3,175 sqft Living Area

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Construction Type	Frame
Lot Area	24,376 sqft (0.56 acres)
Lot Dimensions	195 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	30648008
Street Address	161 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	98
Legal Lot Number	18
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2000
Census Tract	42800

Owner

161 Fairmount Ave is held in a trust since April 2023.

Source: Morris County and Chatham Borough records, as of September 14, 2026

Owner of Record	Trust Name on File
Mailing Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 17, 2023	Intrafamily Transfer, Transfer
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit INVESTORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1996 · Amount on File
Deed Sale	Sep 24, 1996 · Amount on File
Deed Document Number	199680966
Deed Book / Page	4447 / 248
Last Transfer Date	Apr 10, 2023
Transfer Doc	0245890402
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Sep 3, 2026
Property Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822
Document Number	0000040323
Book / Page	25170 / 931
Instrument Date	Aug 6, 2026
Instrument	202640323
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822

Mortgage

Document Number	0000040323,
Date	Sep 3, 2026
Book Page	25170/931
Instrument	202640323

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 10, 2051

Interest

Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Apr 17, 2023
Property Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822
Document Number	0245890402
Book / Page	24589 / 402
Instrument Date	Apr 10, 2023
Instrument	2023013289
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	161 FAIRMOUNT AVE, CHATHAM, NJ 07928-1822
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244991568
Date	Sep 28, 2022
Book Page	24499/1568
Instrument	2022064289

Lender

Name	INVESTORS BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,644,500 (-) Land $663,800 Building $980,700	$1,644,500 (-) Land $663,800 Building $980,700
2025		$1,644,500 Land $663,800 Building $980,700	$1,644,500 Land $663,800 Building $980,700
2024	$26,624.00
2023		$1,644,500 Land $663,800 Building $980,700	$1,644,500 Land $663,800 Building $980,700
2022	$27,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 161 Fairmount Ave; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Fairmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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