161 Ebenezer Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 161 Ebenezer Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1974
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on Record
Tax Bill	$808 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16783`

Property Details

APN / Parcel Number

Primary APN	`16783`
Alternative APNs	`1327030` `1348796`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,228 sqft Finished Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Brick
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1348796
Street Address	161 EBENEZER RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#1 EBENEZER VILLAGE
Legal Subdivision	EBENEZER VILLAGE
Legal Block	5
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3014
Census Tract	950302

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 26, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 19, 2019	Warranty Deed, Transfer TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	2022200076151
Deed Book / Page	1878 / 1807
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0018781807
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jun 29, 2026
Property Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762
Document Number	0200130262
Book / Page	1977 / 2730
Instrument Date	Jun 25, 2026
Instrument	2026200130262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762

Mortgage

Document Number	0200130262,
Date	Jun 29, 2026
Book Page	1977/2730
Instrument	2026200130262

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jul 26, 2022
Property Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762
Document Number	0018781807
Book / Page	1878 / 1807
Map Reference	MB 13 PG 43
Instrument Date	Jul 19, 2022
Instrument	200076151
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 EBENEZER RD, 161, KINGS MOUNTAIN, NC 28086-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762

Mortgage

Document Number	0018781810
Date	Jul 26, 2022
Instrument	1878/1810

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 19, 2019
Property Address	161 EBENEZER RD, KINGS MOUNTAIN, NC 28086-8762
Document Number	0018032174
Book / Page	001803 / 002174
Instrument Date	Dec 9, 2019
Instrument	33660
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EBENEZER RD KINGS MOUNTAIN NC 280868762, KINGS MOUNTAIN, NC 28086-8762

Mortgage

Document Number	18032177
Date	Dec 19, 2019
Book Page	001803/002177
Instrument	33661

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,368 (-) Land $15,820 Building $111,548	$127,368 (-) Land $15,820 Building $111,548
2025	$808.00	$127,368 (+60.19%) Land $15,820 Building $111,548	$127,368 (+60.19%) Land $15,820 Building $111,548
2023		$79,509 Land $10,735 Building $68,774	$79,509 Land $10,735 Building $68,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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