161 Earl Rd, Sadler, TX 76264 Property Records

Grayson County property record for 161 Earl Rd, Sadler, TX 76264

Property Summary

Property Type	Rural Home
Lot Size	4.83 acres (210,787 sqft)
Owner	Individual Name on Record
Tax Bill	$7,061 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082 026200525`

Property Details

APN / Parcel Number

Primary APN	`082 026200525`
Alternative APN	`213375`

Exterior

Lot Area	210,787 sqft (4.83 acres)

Location & Zoning

Account Number	213375
Old Parcel Number	082 026200525
Street Address	161 EARL RD
City	SADLER
State	TX
Zip	76264-3146
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0262 CARMENA SERARIO A-G0262, ACRES 4.839, LABEL# NTA1779188, HUD#2 NTA1779189; SN1 ATH000329TXA; SN2 ATH000329TXB, UNDIVID
Legal Subdivision	CARMENA SERARIO A-G0262
Legal Tract	2
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2043
Census Tract	304

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	161 EARL RD, SADLER, TX 76264-3146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage 21ST MORTGAGE CORP
Feb 10, 2021	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Jul 2, 2020	Correction Deed, Transfer EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE
Jun 15, 2020	Vendor's Lien, Transfer 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024
Deed Sale	Mar 26, 2024
Prior Sale	Jul 2, 2020
Deed Document Number	2024-8019
Record Updated	Jun 8, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 26, 2024
Property Address	161 EARL RD, SADLER, TX 76264-3146
Document Number	0000008019
Map Reference	3035 PG 113
Instrument Date	Mar 25, 2024
Instrument	2024-8019
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EARL RD, SADLER, TX 76264-3146

Mortgage

Document Number	0000008020
Date	Mar 26, 2024
Instrument	8020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	161 EARL RD, SADLER, TX 76264-3146
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019045
Date	Jul 27, 2020
Instrument	2020-00019045

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount Recorded
Term	275 Months
Due	Jun 15, 2043

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 10, 2021
Property Address	161 EARL RD, SADLER, TX 76264-3146
Document Number	0000004456
Instrument Date	Feb 9, 2021
Instrument	2021-00004456
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 N UNION ST, WHITESBORO, TX 76273-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EARL RD, WHITESBORO, TX 76273

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 2, 2020
Property Address	161 EARL RD, SADLER, TX 76264-3146
Document Number	0000016411
Instrument Date	Jul 1, 2020
Instrument	16411
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 EARL RD SADLER TX 762643146, SADLER, TX 76264-3146

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 15, 2020
Property Address	161 EARL RD, SADLER, TX 76264-3146
Document Number	0000014234
Map Reference	VOL 1679 PG 443
Instrument Date	Jun 3, 2020
Instrument	2020-00014234
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 EARL RD, SADLER, TX 76264-3146

Mortgage

Document Number	0000014235
Date	Jun 15, 2020
Instrument	2020-00014235

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Jun 15, 2043

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,297 (-53.4%) Land $95,237 Building $138,060	$233,297 (-53.4%) Land $95,237 Building $138,060
2024	$7,061.00 (+31.61%)
2023		$500,626 Land $197,455 Building $303,171	$500,626 Land $197,455 Building $303,171
2022	$5,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1990–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO WAY SUD serves 6,804 people · EPA ID TX0910022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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