161 E Kalkaska St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 161 E Kalkaska St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,368 sqft · built 1993
Lot Size2.28 acres (99,456 sqft)
Owner2 Individual Names on File
Tax Bill$1,700 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2018 Mortgage
APN041-160-026-00

Property Details

APN / Parcel Number

Primary APN041-160-026-00

Interior

Full Baths1 Bath
Building Area1,368 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area99,456 sqft (2.28 acres)
Lot Width462 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address161 E KALKASKA ST
CityKALKASKA
StateMI
Zip49646-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT THE W 1/4 COR OF SEC 16 TH N 1118 FT TH E 322 FT TO POB TH N 100 FT TH E 60 FT TH N 98 FT TO N 1/8 LI TH E 515.90 FT
Legal Range07W
Legal Township27N
Legal Section16
Legal SubdivisionCRIPPEN S ADDITION
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group1
Census Block1026
Census Tract950300

Owner

161 E Kalkaska St is owned and occupied by two individuals.

Source: Kalkaska County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address161 E KALKASKA ST, KALKASKA, MI 49646-7966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 14, 2018Deed of Trust, Mortgage · FHA Mortgage
LAKE MICHIGAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address161 E KALKASKA ST, KALKASKA, MI 49646-7966
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003161413
DateFeb 17, 2022
Instrument3161413
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term313 Months
DueMar 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address161 E KALKASKA ST, KALKASKA, MI 49646-7966
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000003141690
DateAug 14, 2018
Instrument000003141690
Lender
NameLAKE MICHIGAN CREDIT UNION
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term353 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 161 E Kalkaska St was $1,700 with a homeowner's exemption, up 1% from the year before.

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,800 (+6.18%)$271,600 (+6.18%)
2025$1,700.00 (+0.95%) Homeowner's exemption$127,900$255,800
2024$1,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 161 E Kalkaska St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 E Kalkaska St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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