161 E Bay Dr, Lumberton, MS 39455 Property Records

Lamar County property record for 161 E Bay Dr, Lumberton, MS 39455

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,436 sqft · built 1995
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Feb 2017)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1471-25-062.000`

Property Details

APN / Parcel Number

Primary APN	`1471-25-062.000`
Alternative APNs	`20370,214-32500663 00800` `20370`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	3,035 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft
Lot Depth	1 ft Depth
Patio Area	874 sqft
Boat House	925 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20370
Street Address	161 E BAY DR
City	LUMBERTON
State	MS
Zip	39455-9283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BIG BAY LAKE LOTS 16A-22
Legal Range	16W
Legal Township	03N
Legal Section	25
Legal Subdivision	BIG BAY LAKE LOTS 16A-22
Legal Lot Number	19
Jurisdiction	LAMAR MS
Township / Civil Division	3
Census Block Group	1
Census Block	1025
Census Tract	20501

Owner

Source: Lamar County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 E BAY DR, LUMBERTON, MS 39455-9283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage BANCORP SOUTH BANK
Feb 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Jul 14, 2014
Deed Document Number	0000025U44
Deed Book / Page	25U / 44
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR MS
Property Address	161 E BAY DR, LUMBERTON, MS 39455-9283
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001619/199
Date	Mar 7, 2017
Book Page	1619/199

Lender

Name	BANCORP SOUTH BANK
Type	Bank
Address	TUPELO, MS 38801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR MS
Recording Date	Feb 28, 2017
Property Address	161 E BAY DR, LUMBERTON, MS 39455-9283
Document Number	000025U/44
Book / Page	25-U / 44
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 CROSS CREEK DR, 232, PETAL, MS 39465-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 E BAY DR, LUMBERTON, MS 39455-9283

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00 (+3.49%) Homeowner's exemption	$32,769 (+3.48%)	$327,690 (+3.48%) Land $135,000 Building $192,690
2023	$3,980.00 Homeowner's exemption	$31,668	$316,680 Land $135,000 Building $181,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 92% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUB WATER ASSOCIATION public/private · serves 3,260 people · EPA ID MS0460008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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