161 E 400 S, Richmond, UT 84333 Property Records

Cache County property record for 161 E 400 S, Richmond, UT 84333

Property Summary

Property Type	Single Family Home
Details	2,537 sqft · built 1997
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,664 (May 2026)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2018 Mortgage + 19 more
Flood Zone	Zone X (minimal risk)
APN	`09-083-0039`

Property Details

APN / Parcel Number

Primary APN	`09-083-0039`

Interior

Building Area	2,537 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Street Address	161 E 400 S
City	RICHMOND
State	UT
Zip	84333-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR LT 1 BLK 3 PLT B OF THE THOMPSON'S ANNEX TO RICHMOND CITY &TH N 330 FT TO NW COR LT 8 TH E 100 FT TH S 330 FT TH W
Legal Subdivision	THOMPSONS ANNEX
Legal Block	3
Legal Lot Number	1-8
Jurisdiction	CACHE UT
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1032
Census Tract	101

Owner

Source: Cache County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 E 400 S, RICHMOND, UT 84333-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Sep 17, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 25, 2019	Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage METLIFE HOME LOANS
Nov 8, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 2, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 14, 2015	Deed of Trust, Mortgage · VA Mortgage FLAGSHIP FINANCIAL GROUP LLC
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 27, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage M & T MORTGAGE CORP
May 15, 2026	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 15, 2026	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAPITAL
May 20, 2026	Quit Claim Deed, Transfer VANTAGE POINT TITLE
Apr 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 25, 2019	Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE
Sep 17, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Jul 3, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Mar 18, 2011	Trustee's Deed, Foreclosure SOURCEONE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	20261397178
Deed Book / Page	2544 / 1747
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01958/1366
Date	Jul 3, 2017
Book Page	1958/1366
Instrument	1174937

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02038/1813
Date	Sep 17, 2018
Book Page	2038/1813
Instrument	1204207

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02254/1800
Date	May 20, 2021
Book Page	2254/1800
Instrument	1287362

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02079/0448
Date	Jun 25, 2019
Book Page	2079/0448
Instrument	1221591

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company
Address	SAINT GEORGE, UT 84770

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02419/1559
Date	Jan 23, 2024
Book Page	2419/1559
Instrument	1352325

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AMERICAN SECURE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01699/1705
Date	Feb 13, 2012
Book Page	1699/1705
Instrument	1058438

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 E 400 S, RICHMOND, UT 84333-1506

Mortgage

Document Number	02459/1827
Date	Nov 8, 2024
Book Page	2459/1827
Instrument	1366848

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 E 400 S F, F, RICHMOND, UT 84333-1506

Mortgage

Document Number	002503/430
Date	Sep 2, 2025
Book Page	2503/430
Instrument	1382576

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	RIVER CITY TITLE COMPANY, LIBERTY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01861/0472
Date	Aug 14, 2015
Book Page	1861/0472
Instrument	1131033

Lender

Name	FLAGSHIP FINANCIAL GROUP LLC
Type	Mortgage Company
Address	87404

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

Interest

Rate Type	Fixed Rate
Rate	1.75%
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	2.75%
Index	1-Year CMT
Max Rate	6.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002172/927
Date	Aug 18, 2020
Book Page	2172/927
Instrument	1256302

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	CACHE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01391/0550
Date	Jan 27, 2006
Book Page	1391/0550
Instrument	909258

Lender

Name	M & T MORTGAGE CORP
Type	Mortgage Company
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CACHE UT
Recording Date	May 15, 2026
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Document Number	0001397178
Book / Page	2544 / 1747
Instrument Date	May 15, 2026
Instrument	2026.1397178
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	VANTAGE POINT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	161 E 400 S, RICHMOND, UT 84333-1506
Investor	Possibly a Property Investor

Mortgage

Document Number	0001397179,
Date	May 15, 2026
Instrument	2026..1397179

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CACHE UT
Recording Date	May 15, 2026
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Document Number	02544/1747
Book / Page	2544 / 1747
Instrument Date	May 15, 2026
Instrument	20261397178
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	VANTAGE POINT TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	161 E 400 S, RICHMOND, UT 84333-1506
Investor	Possibly a Property Investor

Mortgage

Document Number	0001397179,
Date	May 15, 2026
Instrument	20261397179

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CACHE UT
Recording Date	May 20, 2026
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Document Number	0001397477
Book / Page	2545 / 1234
Instrument Date	May 11, 2026
Instrument	20261397477
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	161 E 400 S, RICHMOND, UT 84333-1506

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 28, 2026
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Document Number	0001396037
Book / Page	2541 / 1041
Instrument Date	Apr 23, 2026
Instrument	20261396037
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	161 E 400 S, RICHMOND, UT 84333-1506

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2254/1800
Date	May 20, 2021
Book Page	2254/1800
Instrument	1287362

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2172/927
Date	Aug 18, 2020
Book Page	2172/927
Instrument	1256302

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2079/0448
Date	Jun 25, 2019
Book Page	2079/0448
Instrument	1221591

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company
Address	SAINT GEORGE, UT 84770

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2038/1813
Date	Sep 17, 2018
Book Page	2038/1813
Instrument	1204207

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1174937
Date	Jul 3, 2017
Book Page	1958/1366
Instrument	1174937

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

March 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CACHE UT
Recording Date	Mar 18, 2011
Property Address	161 E 400 S, RICHMOND, UT 84333-1506
Document Number	01661/1340
Book / Page	1661 / 1340
Instrument Date	Mar 16, 2011
Instrument	1040530
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10028 S MORGAN GROVE WAY, SANDY, UT 84092-4445

Mortgage

Document Number	0001040531
Date	Mar 18, 2011
Instrument	1040531

Lender

Name	SOURCEONE FINANCIAL INC

Agreement

Amount	Amount Recorded

Interest

Rate	13%

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Richmond City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (-4.28%)	$403,430 (+8.95%)	$733,510 (+8.95%) Land $206,263 Building $527,247
2023	$3,086.00	$370,285	$673,243 Land $88,000 Building $585,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2005 · Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 74% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND CITY WATER SYSTEM serves 2,967 people · EPA ID UTAH03018
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025) action level 15 ppb
Copper	1.55 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20