161 D St, Keyser, WV 26726 Property Records

Mineral County property record for 161 D St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,153 sqft · built 1959
Lot Size	0.123 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2023)
Tax Bill	$643 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-6-0074.0000`

Property Details

APN / Parcel Number

Primary APN	`07-6-0074.0000`
Alternative APN	`29-07-6-0074.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	136 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	161 D ST
City	KEYSER
State	WV
Zip	26726-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 350 & NH/LT 349 TROUT EST
Legal Subdivision	TROUT ESTATE
Legal Lot Number	350
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2054
Census Tract	10600

Owner

Source: Mineral County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	161 D ST, KEYSER, WV 26726-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed, Transfer · FHA Mortgage M & T BANK
Apr 7, 2017	Deed, Transfer · Conventional Mortgage WEPCO FCU

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	0000405740
Deed Book / Page	405 / 740
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Oct 19, 2023
Property Address	161 D ST, KEYSER, WV 26726-2304
Document Number	000405/740
Book / Page	405 / 740
Instrument Date	Oct 17, 2023
Instrument	202015
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	NOT AVAILABLE, ELEVATED SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000202016
Date	Oct 19, 2023
Instrument	202016

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Apr 7, 2017
Property Address	161 D ST, KEYSER, WV 26726-2304
Document Number	000374/179
Book / Page	374 / 179
Instrument Date	Apr 6, 2017
Instrument	154166
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569/893
Date	Apr 7, 2017
Book Page	569/893
Instrument	154167

Lender

Name	WEPCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (+6.63%)	$41,040 (+6.71%) Land $3,540 Building $37,500	$68,400 (+6.71%) Land $5,900 Building $62,500
2023	$603.00 (+10.04%)	$38,460 (+9.95%) Land $3,540 Building $34,920	$64,100 (+9.95%) Land $5,900 Building $58,200
2022	$548.00	$34,980 Land $3,540 Building $31,440	$58,300 Land $5,900 Building $52,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2009)
Most Recent Claim	Jun 2009
Claims by Event	Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile.

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