161 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 161 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 1,296 sqft · built 1890
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2025)
Tax Bill	$3,722 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:103 B:1 L:7`

Property Details

APN / Parcel Number

Primary APN	`NORW M:103 B:1 L:7`
Alternative APNs	`NWCH M:103 B:1 L:7` `0009740001` `9740001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	720 sqft
Basement Area	852 sqft
Unfinished Basement	132 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9740001
Street Address	161 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5137
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	1
Legal Lot Number	7
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3006
Census Tract	696800

Owner

161 Cliff St, a duplex, is owned and occupied by an individual who bought it in April 2025.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	161 CLIFF ST, NORWICH, CT 06360-5137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CALCON MUTUAL MORTGAGE LLC
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LAWRENCE MEMORIAL HOSPITAL
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	20252025001656
Deed Book / Page	3571 / 470
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Apr 30, 2025
Property Address	161 CLIFF ST, NORWICH, CT 06360-5137
Document Number	003571-470
Book / Page	3571 / 470
Instrument Date	Apr 29, 2025
Instrument	2025001656
Transaction Type	Transfer
Record Updated	May 21, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CLIFF ST, NORWICH, CT 06360-5137

Mortgage

Document Number	2025001657
Date	Apr 30, 2025
Instrument	2025001657

Lender

Name	CALCON MUTUAL MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	161 CLIFF ST, NORWICH, CT 06360-5137
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003435-194
Date	Jun 30, 2023
Book Page	3435/194
Instrument	2023002615

Lender

Name	LAWRENCE MEMORIAL HOSPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	73 Months
Due	Jul 1, 2029

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Oct 16, 2019
Property Address	161 CLIFF ST, NORWICH, CT 06360-5137
Document Number	003145-324
Book / Page	3145 / 324
Instrument Date	Oct 15, 2019
Instrument	2019003901
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003902
Date	Oct 16, 2019
Instrument	2019003902

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 161 Cliff St was $3,722, down 13.7% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,722.00 (-13.72%)	$109,000 (+2.25%) Land $25,600 Building $83,400	$238,089 (+219.07%)
2025	$4,314.00	$106,600 Land $25,600 Building $81,000	$74,620 Land $17,920 Building $56,700
2024	$4,314.00 (+26.18%)
2023	$3,419.00 (+0.32%)	$70,300 (-) Land $18,100 Building $52,200
2022	$3,408.00	$70,300 Land $18,100 Building $52,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Cliff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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